Money Market Checking | Texas Credit Union | Education First FCU

middle age man and woman looking out window of cabin at snowy landscape

A smarter checking option

Looking for a checking account that combines flexibility with earning potential? Our Money Market Checking account gives you the best of both worlds.

No Minimum Balance: Earn without balance requirements.
No Term Commitment: Enjoy complete flexibility—your money, your terms.
24/7 Access: Access your funds anytime online or via mobile.
Unlimited Transactions: No limits on checks and withdrawals.
Federally Insured: Your funds are protected up to $250,000 by the NCUA.

Open a Money Market Account

Money Market Accounts

*APY - Annual Percentage Yield. Fees could reduce earnings on this account.
Balance	Dividend Rate	APY
$0.00 - $1,999.99	0.00%	0.00%
$2,000 - $19,999	0.50%	0.50%
$20,000 - $49,999.99	0.60%	0.60%
$50,000 - $249,999.99	0.70%	0.70%
$250,000 or greater	0.90%	0.90%

Rewards Debit Card - 800x571

totalREWARDS Visa® Debit Card

Money Market Checking comes with a totalREWARDS debit card that lets you earn points or cash back^* when you spend.

Instant Issue Debit Cards: Get a new card in minutes at any of our locations.
Mobile Wallet Ready: Add your totalREWARDS Visa® to your mobile wallet for quick and secure payments.
Versatile Spending: Use your debit card for easy ATM withdrawals and in-store purchases.
Widespread Acceptance: Shop anywhere your card’s network logo is displayed.
Smart Card Management: Manage alerts and spending limits easily with our app

Learn More

Calculators

Calculate the best loan amount that fits your budget.

Rates

Check current rates and find out which ones adhere to your loan type.

Member Perks

When you want a better place to hold your accounts and grow your money, Education First is at the head of the class.

Contact

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FAQs

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