Skip to content

Wealth Management Calculators

Asian woman using online calculator to plan finances

Whether you're mapping out your future college funds, envisioning your retirement nest egg, or seeking to assess your insurance requirements, Education First offers a diverse range of calculators to cater to your unique needs.

College Planning and Savings Calculators

College Savings Calculator

Take control of your future and invest in your education - explore our college savings and loan calculators today and plan for a bright future!

Learn More >

Retirement Calculators

Will My Retirement Savings Last?



Find out how long your savings will last.

Learn More

401 (k) Calculator

See the positive impact a 401(k) can have on your future.

Learn More

Traditional 401(k) vs Roth 401(k)

Compare and find the one that suits your needs.

Learn More

Retirement Income Estimator


Will what you save set you up for life? Find out today.

Learn More

Insurance Calculators

The Value of Your Future Earnings



Determine the value of your future earnings based on your current salary, expected salary growth, and the time frame over which you expect to earn that income.

Learn More

Life Insurance Needs

Calculate the amount of life insurance coverage you need based on your financial situation and personal circumstances.

Learn More

Long Term Care Needs

Calculate the amount of long-term care insurance coverage you need based on your personal circumstances and the cost of long-term care in your area.

Learn More

Disability Needs

If you have a disability, calculate what percent of your budget will cover living costs.

Learn More

Save for Long Term Care

Determine how much money you need to save in order to pay for long-term care in the future.

Learn More

Reach Your Health Savings Account Goal


Calculate an estimated timeline for reaching your goal and a recommended contribution plan to help you get there.

Learn More

Health Savings Account or Traditional Health Plan?



Figure which type of healthcare coverage, a health savings account (HSA) or a traditional health plan, is more financially beneficial for you

Learn More

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment, tax, or legal advice.  We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances.  All examples are hypothetical and are for illustrative purposes.  We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Representatives are neither a tax advisor nor attorney. For information regarding your specific tax institution, please get in touch with a tax professional. For legal questions, including a discussion about estate planning, please consult your attorney. 

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Education First Financial Group are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Education First Financial Group, and may also be employees of Education First Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of Education First Federal Credit Union. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency Not Credit Union Guaranteed Not Credit Union Deposits or Obligations May Lose Value

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with the residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state. 

Check the background of this investment professional on FINRA's BrokerCheck.

Education First Federal Credit Union (EFFCU) provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay EFFCU for these referrals. This creates an incentive for the EFFCU to make these referrals, resulting in a conflict of interest. EFFCU is not a current client of LPL for advisory services. Please visit for more detailed information.

Have Questions? We're Here to Help.

8726212_phone_alt_icon (1)


Learn More

Find A Branch

Learn More


Learn More

Make An Appointment

Learn More