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You Deserve to be Rewarded

With Education First totalREWARDS, the more you spend, the more you get back. Whether you're shopping for you and your loved ones or on behalf of your business, this is our gift to you.

Personal totalREWARDS 

Earn rewards for every purchase made using your Education First VISA Credit or Debit card. That's right. Every swipe, tap and click earns you points that can be used for whatever your heart desires - including cash back! So go ahead - prepare to be spoiled.

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Business totalREWARDS

Only our Business Debit and Credit cards allow you to earn rewards every time you make a purchase for your business. That's right. Every swipe, tap and click earns you rewards - or cash back!  Get an Education First FCU debit card today and take advantage of totalREWARDS!

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*Education First credit card purchases earn points automatically. To earn points for purchases made using your totalREWARDS debit card, simply 1) Sign-up for secure eStatement delivery easily via Online Banking, and 2) Have a direct deposit of $500 or more each month into your Education First checking account OR use your debit card for 20 signature based purchases each month. TotalREWARDS Terms and Conditions. 

Questions about totalREWARDS?

Don't worry. We've got you covered. Check out these FAQs.


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Handy Tools at Your Disposal.

Calculate your budget, see and compare the latest rates and discover what perks you gain for being a member of Education First Federal Credit Union.



Calculate the best loan amount that fits your budget.

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Check current rates and find out which ones adhere to your loan type.

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Member Perks

When you want a better place to hold your accounts and grow your money, Education First is at the head of the class.

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