Personal Calculators
Use Education First FCU's Personal Calculators where you can calculate auto, mortgage, and home equity payments. You can even use our savings calculators to set up a savings plan to help you achieve your savings goals.
Auto Calculators
Determine the monthly payment for a car loan based on the loan amount, interest rate, and loan term.
Determine which option is the most financially beneficial for you given your individual circumstances and financial goals.
Compare the monthly payments for different loan terms on a vehicle or other large purchase.
Determine how much you can afford to borrow for a vehicle based on your budget and desired loan term.
Compare the financial implications of two different vehicle loans.
Compare and determine which option is the most financially beneficial for you given your individual circumstances and financial goals.
Compare the potential savings on fuel costs when driving a fuel-efficient vehicle versus a less efficient one.
Mortgage Calculators
Calculate your estimated monthly mortgage payment and find out more about our mortgage loans.
Decide whether it is financially more beneficial to rent or buy a particular property.
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Get an idea of how much you can afford to spend on a home, down payments or closing costs.
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Decide whether to refinance your mortgage and see if it would save you money in the long run with this calculator.
Costs Calculator
Determine the ratio of how much of your income is being used to pay off debt.
Calculate how much money you need to save for a down payment on a home.
Determine how much money you can borrow based on your income, debts, and other financial information.
Home Equity Calculators
Calculate whether you might be able to use your equity to secure a loan or make other financial decisions.
Understand the costs and terms of a home equity loan and for determining whether this type of financing is a good fit for your financial needs.
Decide whether it might be financially beneficial to use the equity you have built up in your home to make a major purchase.
Determine whether it might be financially beneficial to use the equity you have built up in your home to consolidate high-interest debt.
Savings Calculators
Estimate the potential impact of increasing your savings rate on your financial future.
See the benefits of compounding and making informed decisions about how to allocate your resources in order to achieve your financial goals.
Plan for the future cost of a college education.
Estimate for the financial milestone of becoming a millionaire.
Calculate the potential trajectory of your savings and making informed decisions about how to allocate your resources
Plan and track your progress toward a specific financial goal: a down payment on a home or saving for retirement, etc.
Determine how much you should save in an emergency fund in order to be prepared for unexpected expenses.
Learn which CD is the most financially beneficial for you given your individual circumstances and financial goals.
Calculate the total return on a certificate of deposit (CD) at the end of its term.
Debt Calculators
Determine whether it might be financially beneficial to consolidate your debts into a single loan or credit account.
Determine the amount and frequency of payments you need to make in order to pay off a loan or other financial obligation on a bi-weekly schedule
Estimate how much money you need to pay towards your debts each month in order to pay them off within a certain time frame.
Find out how long it will take to pay off a credit card based on your current balance, interest rate, and the amount you can afford to pay each month.
Figure out the impact of using a lump sum of money, such as a bonus or tax refund, to pay down debt.
Determine whether or not it is financially beneficial to transfer a credit card balance to a new card with a lower interest rate.
Calculate the impact of increasing your monthly payment on a loan or other financial obligation.
Determine the monthly payment on a loan based on the loan's principal balance, interest rate and term.
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