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Becoming an Education First FCU member is as easy as 1, 2, 3. 

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You Deserve the Best

Managing your money well is an important part of life, so don't trust that responsibility to just anyone. With Education First, you're more than a member; you're part owner! We're a not-for-profit financial cooperative uniquely structured to help you improve your financial well-being.

Who's invited?

As much as we'd love to welcome everyone, we have to put some parameters on membership. You're eligible to join Education First Federal Credit Union if you meet one of these criteria:

  • You live, work, worship, or attend school in the following counties: Angelina, Chambers, Jasper, Jefferson, Hardin, Liberty, Newton, Orange, Polk, Sabine, San Augustine, Shelby, Tyler and Trinity.
  • You are a current or retired East Chambers or High Island Independent School District employee.
  • You are a family member of an Education First member (e.g., spouse, children, parents, sibling).
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Let's Get This Membership Thing Rolling

Join today by completing our online Membership Application or by stopping by one of our 

convenient locations in Southeast Texas.

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Let's Get Started!

Join today by completing our online Membership Application or by stopping by one of our convenient locations in Southeast Texas.

Become a Member
 

Hear what members have to say.

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Great Rates

Offering attractive deposit rates and affordable loan rates, EFFCU is your go-to choice for all of your banking needs.

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Exceptional Service

At Education First FCU, we focus on understanding your goals and prioritizing your needs.

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Rewards

You're in for a treat! With the totalREWARDS debit and credit card, you can earn rewards or cash back on all purchases.

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Convenient Banking

With various banking options, you can manage your finances however you prefer—using your mobile device, online, or visiting a branch.

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Switching

Switching is Simple

Looking to move to Education First? Our switch kit makes it easy in 4 simple steps. 

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Member Perks

You'll feel like you've struck gold with unique promotions, special deals, and discounts from renowned brands.

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Business Banking? Yep. We do that!

Our business accounts are designed to meet the diverse needs of any organization, whether you're a sole proprietor, part of a partnership, or involved in a not-for-profit or club. Open an account at our convenient locations. 

Required Business Documentation

Business Banking? Yep. We do that, too! 

Whether you're operating independently as a sole proprietor, collaborating in a general partnership, contributing through a not-for-profit, or uniting people in an informal association or club, our range of business accounts is crafted to cater to the varied needs of any organization. Enhance your business by opening a business account at one of our numerous convenient locations. Learn more about what you'll need to open your business account. 

Have Questions? We're Here to Help.

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