Commercial Lending Advisors

Your business needs are our priority.
Whatever your Southeast Texas-based business requires, we work hard to find the right solutions and pair you with the right services. We take time to listen to your specific circumstances and understand your business because one-size-fits-all answers don't fit you.
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VP of Commercial Lending
Jennifer Willett
Jennifer Willett is a McNeese State University graduate with a B.S. in Finance and over 30 years of experience in the financial services industry. Her background includes two decades in retail banking and 10 years in small business and commercial lending. Jennifer is passionate about supporting business growth, mentoring team members, and contributing to the success of the credit union. Outside of work, she enjoys traveling, beach trips, concerts, and spending time with her husband of 27 years, Shannon, and their three grown children. She is also active in her church community.
Talk with Jennifer Today:
jwillett@educationfirstfcu.org
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Commercial Loan Officer
Miranda Looney
Miranda Looney, a Beaumont native, graduated from Lamar University with a degree in Human Resource Management. She has worked in the financial industry since 2008, bringing over 12 years of experience in both consumer and commercial lending. Miranda is deeply committed to community involvement and enjoys supporting local businesses through mentorship and strategic guidance. Outside of work, she loves spending time with her husband of nearly 10 years, James, and their three children—Bella, Afton, and “Baby J.” The family enjoys beach trips, T-ball games, and dance recitals.
Talk with Miranda Today:
mlooney@educationfirstfcu.org

Sr. Commercial Loan Underwriter
Bree Timberlake
Raised in Southeast Texas, Bree Timberlake joined the Commercial Lending Department at Education First in June 2020. With over 15 years of experience in financial services and a passion for working with entrepreneurs to help them grow their businesses, her addition to the team was a natural fit!
Bree and her husband are proud parents of three daughters and enjoy watching them perform in the school band. In her free time, you'll find her training as a long-distance runner.
Talk with Bree Today:
btimberlake@educationfirstfcu.org

Commercial Loan Processor
Joe Malley
With nearly 20 years of experience in real estate and banking, Joe has been a valuable member of Education First for the past five years. He specializes in managing business accounts, providing tailored solutions to meet the unique needs of each member. His expertise spans financial analysis, real estate processing and member relationship management, ensuring long-term success for businesses.
A 1998 graduate of Lamar University with a degree in Business Management, Joe applies a strong business acumen to every project, fostering growth and efficiency. Outside of work, he is a dedicated husband and father of two, balancing a thriving career with a fulfilling family life. Joe is passionate about helping members achieve their goals with personalized, results-driven strategies.
Connect with Joe:
jmalley@educationfirstfcu.org
Can't find who you're looking for?
Contact the Business Services Department directly at (409) 896-8769 or by email at businessServicesQA@educationfirstfcu.org.
Have Questions? We're Here to Help.
Handy Tools at Your Disposal.
Calculate your budget, see and compare the latest rates and discover what perks you gain for being a member of Education First Federal Credit Union.
Take the reins of your business finances! Our calculators provide step-by-step guidance for big purchases, debt elimination, and savings plans.
Whether you are looking to open a business checking, business savings, business money market, or invest in a Business Share Certificate, you can check out our current business rates.
When you want a better place to hold your accounts and grow your money, Education First is at the head of the class.