totalREWARDS credit card
Get the Card You Deserve
Get the freedom you deserve with an Education First VISA© totalRewards credit card. Our credit cards give you the purchasing power you deserve with additional security against fraud. Best of all, you'll rack up totalREWARDS points whenever and wherever you use it - points you can redeem for travel, cash back, gift cards, and more. Here's a breakdown of the benefits of our card.
- Competitive, low rates
- No annual fees.
- No balance transfer or cash advance fees.
- Every purchase earns rewards that add up fast.
- Mobile wallet compatible, so you can easily tap & go with your card or phone!
- Enhanced fraud protection with Smart Card Management.
Experience a credit card that puts you first.
How to Make the Biggest Impact to Your Credit Score in the New Year
Discover the key factors that have the most significant impact on your credit score and learn how to optimize them for a better financial future.
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4 Reasons Your Credit Matters Beyond Borrowing
If you were asked for your credit score right now, would you know the answer? Don’t sweat it if you’re unsure, you’re not alone. According to a survey of 2,000 Americans conducted by OnePoll in May of 2023, one in ten Americans have no idea what their credit score is, and one in five wouldn’t know how to check it.
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Credit Card Debt Is Down - Inflation May Change That
Over the past few years, credit card balances were paid down and delinquent accounts became less common. But two years after the COVID-19 pandemic began, those trends - spurred by increased savings and relief programs - could evaporate, especially as inflation soars.
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