totalREWARDS Debit & Credit Cards
Rewards Reimagined.
Welcome to totalREWARDS, where you'll earn rewards for every purchase made using your Education First VISA® Credit or Debit card. That's right. Every swipe, tap and click earns you points that can be used for whatever your heart desires. So go ahead - prepare to be spoiled.
You Deserve To Be Rewarded!
Enjoy totalREWARDS, only at Education First Federal Credit Union.
With Education First FCU’s totalREWARDS program, your everyday purchases can earn you valuable rewards. Whether you’re using your debit or credit card, every eligible purchase helps you earn points that can be redeemed for cash back, gift cards, travel, merchandise, and more!
Here’s how you earn points:
- totalREWARDS Debit Card: Earn 1 point for every $4 spent on eligible purchases.
- totalREWARDS Credit Card: Earn 1 point for every $1 spent on purchases.
Every tap, swipe, and click gets you closer to your next reward.
Questions on your totalREWARDS? Dial (833) 606-4215 for further assistance!
View Your Rewards
Not a totalREWARDS cardholder yet?
You're in the right spot. Here is how you can get a totalREWARDS Debit or Credit Card (or both!).
- Debit Cards can be obtained by calling us or visiting your nearest branch.
- Credit Cards are easy to apply for online, but our team is also happy to help in person or over the phone!
Make the Most of Your totalREWARDS Points!
Whether you're saving up for a reward or just want to see how many points you've earned, checking your totalREWARDS balance only takes a few moments. Simply follow the steps below to view your points and start exploring your available rewards.
1. Open the Education First FCU mobile app or log in to Online Banking.
2. Tap the menu in the top-left corner
3. Scroll down and select totalREWARDS.
4. View your available reward points.
5. Underneath your available reward points, tap "Go to Rewards" to browse and redeem your available rewards.
*Education First credit and debit card purchases earn points automatically on all point of sale and non-pin based transactions. For Terms & Conditions, visit TotalREWARDS Terms and Conditions.
Questions about totalREWARDS?
Don't worry. We've got you covered. Check out these FAQs.
Visit FAQs
Handy Tools at Your Disposal.
Calculate your budget, see and compare the latest rates and discover what perks you gain for being a member of Education First Federal Credit Union.
Calculate the best loan amount that fits your budget.
Check current rates and find out which ones adhere to your loan type.
When you want a better place to hold your accounts and grow your money, Education First is at the head of the class.
