Home Loans

Guiding you through your new journey is what we do
At Education First, we are dedicated to helping you achieve your dreams. Whether you're searching for a new home, a piece of land, or planning to build your dream house from scratch, we have you covered. Additionally, we offer convenient home improvement and home equity loans to support your needs when you need them.

Mortgage
From being a first-time homebuyer to refinancing your current home, big decisions come with big questions. Luckily, we're big on helping you figure out the right answers. Talk with our experienced lending team today and make homebuying a breeze.
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Land Loans
Get the lay of the land. Literally. With a land loan, you can plot your dreams your way, whether it's building a home or building your business. Education First land loans cover a lot of ground. We also offer lower interest rates and flexible repayment plans.

Construction Loans
Building your dream home doesn't have to be complicated. Education First FCU offers construction financing options from start to finish. With competitive rates, term options, and no application fee, you can be confident that building your dream home is only a step away.
Interested in speaking with a Mortgage Advisor?
Our team of seasoned mortgage experts is here to provide the answers you need and guide you through your exciting new journey.

Home Improvement
Why should you wait to tackle your upgrade plans? Stop dreaming and start building with a home improvement loan from Education First. Make the necessary repairs and upgrades to your home and, as a bonus, increase your property's overall value.

Home Equity
You've worked hard to build equity in your home, and now you can put it to good use with a Home Equity Loan from Education First. Borrow against the value of your home for almost anything you can imagine - build a pool, pay for college, or consolidate debt. No matter what your purpose, you'll get a fixed, low-interest rate with flexible repayment terms.
Handy Tools at Your Disposal.
Calculate your budget, see and compare the latest rates and discover what perks you gain for being a member of Education First Federal Credit Union.
Calculate the best loan amount that fits your budget.
Check current rates and find out which ones adhere to your loan type.
Our team of seasoned mortgage experts are here to help you through your new journey