Skip to content

Home Loans

house keyring with keys attached

Guiding you through your new journey is what we do

At Education First, our commitment is turning your dreams into reality. Whether it's finding a new home, securing the perfect plot of land, or building  your dream house from the ground up, we've got you covered. Love your home but ready for refresh? Our convenient home improvement and home equity loans can help you there. 


Man embracing his two small kids as he walks in the door.


From being a first-time homebuyer to refinancing your current home, big decisions come with big questions. Luckily, we're big on helping you figure out the right answers. Talk with our experienced lending team today and make homebuying a breeze. 

Up close view of built up dirt in the middle of a piece of land with trees in the distance.

Land Loans

Get the lay of the land. Literally. With a land loan, you can plot your dreams your way, whether it's building a home or building your business. Education First land loans cover a lot of ground. We also offer lower interest rates and flexible repayment plans.

Interior view of a new construction home that only has framing complete.

Construction Loans

Building your dream home doesn't have to be complicated. Education First FCU offers construction financing options from start to finish. With competitive rates, term options, and no application fee, you can be confident that building your dream home is only a step away.

Interested in speaking with a Mortgage Advisor? 

Our team of seasoned mortgage experts is here to provide the answers you need and guide you through your exciting new journey.

Modern bathroom vanity with two sinks, black elevated cabinets and gold fixtures.

Home Improvement

Why should you wait to tackle your upgrade plans? Stop dreaming and start building with a home improvement loan from Education First. Make the necessary repairs and upgrades to your home and, as a bonus, increase your property's overall value.

Four sets of feet dangling in a pool

Home Equity

You've worked hard to build equity in your home, and now you can put it to good use with a Home Equity Loan from Education First. Borrow against the value of your home for almost anything you can imagine - build a pool, pay for college, or consolidate debt. No matter what your purpose, you'll get a fixed, low-interest rate with flexible repayment terms.

Handy Tools at Your Disposal.

Calculate your budget, see and compare the latest rates and discover what perks you gain for being a member of Education First Federal Credit Union.



Calculate the best loan amount that fits your budget.

Learn More >


Check current rates and find out which ones adhere to your loan type.

Learn More >

Mortgage Advisors

Our team of seasoned mortgage experts are here to help you through your new journey

Learn More >

Have Questions? We're Here to Help.

8726212_phone_alt_icon (1)


Learn More

Find A Branch

Learn More


Learn More

Make An Appointment

Learn More