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Term Loans

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We Reward the Efforts of Energetic Entrepreneurs

Education First likes to work with small businesses at all stages of their development. We offer unsecured loans if you're still in the process of acquiring significant assets. Meanwhile, more established enterprises that can offer up collateral may benefit from favorable loan terms.

Carpenter work with equipment in shop

For Small Businesses That Like to Think Big

Access to low-cost capital can help you expand your operations. Education First offers a choice of loans that won't overburden your budget in the short term and will lay the groundwork for long-term success.

  • Lump sum loans suitable for a wide range of business purposes
  • Fund acquisitions or major capital purchases
  • Monthly payments remain steady, helping you set your budget
  • Flexible repayment terms up to five (5) years, with competitive rates
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Business Loan Payment Calculator

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Business eBook free download

Business eBooks

From investing in real estate or looking to build up your capital, learn the ins and outs of earning more for your business with Education First's helpful ebooks.

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Handy Tools at Your Disposal.

Calculate your budget, see and compare the latest rates and discover what perks you gain for being a member of Education First Federal Credit Union.


Business Calculators

Whether you are determining equipment costs, cash flow, a business loan payment, or your financial ratio analysis, there is a calculator to help you.  

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Business Documentation

From checklists to personal financial statements, we give you the resources to keep your business on track.

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Financial Advisors

Get top-of-the-line advice from Education First's professional financial advisors.

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Have Questions? We're Here to Help.

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