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Home Mortgages

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Mortgage Financing Services Right Here at Home.

Buying a home is a big decision. That’s why the Education First FCU Mortgage Team helps you understand your options and provides guidance throughout the process, whether you're purchasing a house or refinancing a mortgage here in Southeast Texas.

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Mortgage Loans

Big decisions come with big questions, and we're big on helping you figure things out. Our experienced lending team makes homebuying easy.

  • Get pre-qualified to find out your potential loan amount
  • Competitive fixed rates help you get more for your money
  • Various terms to fit your budget
  • Choose from conventional loan terms of 10, 15 and 30 years
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Refinancing or Retiring Loans for Mortgage.

Get peace of mind when you refinance or retire a loan for your mortgage: pay off your debt quickly, consolidate several, high-interest loans, get lower rates, shorten your term or lower monthly payments, change to a fixed-rate loan and have access to cash for big purchases.


Buying a home - free eBook download

Everything you need to know about a mortgage

If you're buying a home and need to take out a mortgage, you want to find the right fit. Education First FCU's mortgage specialists will help you understand each option, from a traditional mortgage to a  construction loan. No matter what you're looking for, you can work with our helpful, local staff at one of our branches - or even apply for your mortgage or land loan online through our Mortgage Center or download our ebook!

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Handy Tools at Your Disposal.

Calculate your budget, see and compare the latest rates and discover what perks you gain for being a member of Education First Federal Credit Union.



Calculate the best loan amount that fits your budget.

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Check current rates and find out which ones adhere to your loan type.

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Member Perks

When you want a better place to hold your accounts and grow your money, Education First is at the head of the class.

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Have Questions? We're Here to Help.

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