Skip to content
Find a Branch or ATM
Apply for a Loan
Join Today
Sign On
Enroll in Online Banking

Home Mortgages

house keyring with keys attached

Mortgage Financing Services Right Here at Home.

Buying a home is a big decision. That’s why the Education First FCU Mortgage Team helps you understand your options and provides guidance throughout the process, whether you're purchasing a house or refinancing a mortgage here in Southeast Texas.

African-American dad embracing his two small children in doorway of their home

Mortgage Loans

Big decisions come with big questions, and we're big on helping you figure things out. Our experienced lending team makes homebuying easy.

  • Get pre-qualified to find out your potential loan amount
  • Competitive fixed rates help you get more for your money
  • Various terms to fit your budget
  • Choose from conventional loan terms of 10, 15 and 30 years
Learn More
middle aged couple drinking coffee sitting on kitchen floor

Refinancing or Retiring Loans for Mortgage.

Get peace of mind when you refinance or retire a loan for your mortgage: pay off your debt quickly, consolidate several, high-interest loans, get lower rates, shorten your term or lower monthly payments, change to a fixed-rate loan and have access to cash for big purchases.

 

Learn More
Buying a home - free eBook download

Everything you need to know about a mortgage

If you're buying a home and need to take out a mortgage, you want to find the right fit. Education First FCU's mortgage specialists will help you understand each option, from a traditional mortgage to a  construction loan. No matter what you're looking for, you can work with our helpful, local staff at one of our branches - or even apply for your mortgage or land loan online through our Mortgage Center or download our ebook!

Download Now

Handy Tools at Your Disposal.

Calculate your budget, see and compare the latest rates and discover what perks you gain for being a member of Education First Federal Credit Union.

 

Calculators

Calculate the best loan amount that fits your budget.

Learn More >

Rates

Check current rates and find out which ones adhere to your loan type.

Learn More >

Member Perks

When you want a better place to hold your accounts and grow your money, Education First is at the head of the class.

Learn More >

Have Questions? We're Here to Help.

8726212_phone_alt_icon (1)

Contact

Learn More
3994378_location_map_navigation_pin_position_icon

Find A Branch

Learn More
question-icon

FAQs

Learn More
8726359_schedule_icon

Make An Appointment

Learn More