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Construction Loans

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Construction Loan Options,
Building your dream home. 

A short term loan option, also called Gap Financing or Bridge Financing, that allows borrowers to obtain the cash flow for expenses incurred after project authorization, but prior to the Mortgage.  

Home Construction

Construction Loan Financing

Let us help you get into your dream home with financing options from start to finish. 

  • No application fees!
  • Interim Construction financing up to 12 months. 
  • Permanent financing from 5 to 30 years. 
  • Competitive Rates. 
  • List of Approved Builders available upon request. 
Apply Now

Mortgage Calculators

Use Education First Federal Credit Union's Mortgage Calculators to find out how much you need to budget for your new home. 

Crunch the Numbers

Interim Construction Loans - Builder 800 x 571

Home Builders

Partner with us, and build our member's dream homes!

  • Easy application process. 
  • Must have 2 years of certified experience.
  • Must be incorporated through LLC or CoOp and business license. 
  • Business member with Education First FCU. 
  • Download our Approved Builder Invitation Package for a full list of details and requirements. 
Get Started Today!

Handy Tools at Your Disposal.

Calculate your budget, see and compare the latest rates and discover what perks you gain for being a member of Education First Federal Credit Union.



Calculate the best loan amount that fits your budget.

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Check current rates and find out which ones adhere to your loan type.

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Mortgage Advisors

Our team of seasoned mortgage experts are here to help you through your new journey

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Have Questions? We're Here to Help.

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Find A Branch

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Make An Appointment

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