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Auto Loans

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No speed bumps, no detours, no hassles. No kidding.

It's the fast track to financing for a new or used vehicle. Low interest rates and flexible payment schedules put us miles ahead of the competition. 

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Auto Loan Details

When you choose to finance your vehicle with us, you'll hit the road faster than ever before! Here's what you can expect: 

  • No payments for 90 days and competitive interest rates
  • Flexible repayment plans of up to 84 months
  • Refinancing your vehicle could reduce your interest rate and lower your monthly payment
  • Get valuable advice from our experienced loan officers throughout the buying process
  • Plus Education First offers auto insurance through our trusted partners. 


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Optional Protection Plans 

Now that you have a great vehicle, get some peace of mind as well. Breakdowns, accidents and illnesses happen, so it's best to be prepared. Protect your finances and your vehicle with our protection products.

Auto Loan Calculator

Use Education First Federal Credit Union's Auto Loan Calculator to find out how much you need to budget for your ride.

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AutoSMART is a one-stop shop for stress-free car shopping, comparing prices from various dealers, and even applying for financing. 

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Dash! is an online payment platform that makes paying your Education First FCU loan from an external account quick and easy.

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Why leave the future to chance? Our comprehensive insurance solutions can secure a bright and assured tomorrow for you and your family.

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Auto Loan FAQs

All rates and terms are subject to change without notice. Loan rates are subject to credit approval and based on individual creditworthiness, amount financed, loan term and vehicle characteristics. Your Annual Percentage Rate (APR) will be based on your specific situation. View our auto loan rates here

No, our rates are the same for both new- or used-car purchases. View our interest rates here

Your monthly payment is determined by several factors, including your loan amount, term, and interest rate. Utilize our Calculate a Vehicle Payment calculator to get you started. 

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In this guide, you'll learn about how to shop for a car and what to consider when making a purchase. You'll also find tips on how to maintain and care for your car, as well as how to save money on gas and insurance.

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Handy Tools at Your Disposal.

Calculate your budget, see and compare the latest rates and discover what perks you gain for being a member of Education First Federal Credit Union.


Auto Calculators

Calculate the best auto loan amount that fits your budget.

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Check current rates and find out which ones adhere to your loan type.

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Member Perks

When you want a better place to hold your accounts and grow your money, Education First is at the head of the class.

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Have Questions? We're Here to Help.

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