Auto Loans

No speed bumps, no detours, no hassles. No kidding.
It's the fast track to financing for a new or used vehicle. Low rates and flexible payment schedules put us miles ahead of the competition.

Auto Loan Details
There are several ways to lower your interest rate on car loans. Put them together, and it adds up to substantial savings.
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No payments for 90 days
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Flexible repayment plans of up to 84 months
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Refinance your current vehicle and save money
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Get valuable advice from our experienced loan officers throughout the buying process
Auto Loan Calculator
Use Education First Federal Credit Union's Auto Loan Calculator to find out how much you need to budget for your ride.
Crunch the Numbers
Optional Protection Plans
Now that you have a great vehicle, get some peace of mind as well. Breakdowns, accidents and illnesses happen, so it's best to be prepared.- Guaranteed Asset Protection (GAP) covers the difference between your auto insurance settlement and your auto loan balance in the event that your car is stolen or damaged beyond repair.
Mechanical Breakdown Protection provides coverage that serves as an extended warranty.
Credit Life and Credit Disability policies will pay off your loan in the event something happens to you.
AutoSMART
AutoSMART is a one-stop shop for stress-free car shopping, comparing prices from various dealers, and even applying for financing. Only for Education First members. You lucky dog.

Download eBook
Buying a new car but don't know where to begin? Download this ebook guide to help you as you buy your next car, brought to you by Education First Federal Credit Union.
Download NowHandy Tools at Your Disposal.
Calculate your budget, see and compare the latest rates and discover what perks you gain for being a member of Education First Federal Credit Union.
Calculate the best loan amount that fits your budget.
Check current rates and find out which ones adhere to your loan type.
When you want a better place to hold your accounts and grow your money, Education First is at the head of the class.