Mortgage & Land

Ideal for purchasing or refinancing

Various terms available

Mortgage and Land Loan Financing Services,
Right Here at Home

Buying a home or refinancing your land is a big decision. That’s why the Education First FCU Mortgage Team helps you understand your options and provides guidance throughout the process, whether you're purchasing a house, refinancing a mortgage or buying that perfect plot of land here in Southeast Texas.

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From mortgage loans & land loans to refinancing, you're never alone.

Whether you're buying a home and need to take out a mortgage, or buying land with a land loan, you want to find the right fit. Education First FCU's mortgage specialists will help you understand each option, from regular 30 year mortgages to land loans.  No matter what you're looking for, you can work with our helpful, local staff at one of our branches - or even apply for your mortgage or land loan online through our Mortgage Center.

Mortgage Loans & Services in the Beaumont, TX Area

Big decisions come with big questions, and we're big on helping you figure things out. Our experienced lending team makes homebuying a breeze. 
  • Get pre-qualified to find out your potential loan amount
  • Competitive fixed and adjustable rates help you get more for your money
  • Flexible terms to fit your budget
Apply Now!

Texas Land Loan Financing

  • We'll help you maximize the potential you see in that weedy lot.
  • Competitive land loan interest rates
  • Borrow up to 90% of the land’s appraised value or sales price, whichever is less
  • Terms up to 180 months
  • Collateral can be personal real estate or properly appraised first-lien real estate
  • Property must be located in Texas
Apply Now!

Refinancing or Retiring Loans for Mortgage or Land

  • Pay off debt sooner and liberate yourself.
  • Consolidate multiple, high-interest loans
  • Get a lower interest rate
  • Shorten your term or lower your monthly payment
  • Change from a variable-rate to a fixed-rate loan
  • Access cash for larger purchases
Apply Now!