Mortgage & Land

Ideal for purchasing or refinancing

Various terms available

Financing your home or land shouldn’t be stressful

We understand. Buying or refinancing a home or land is a big decision. That’s why our team helps you understand your options and provides guidance throughout the process, whether you're purchasing a house, refinancing a mortgage or buying that perfect plot of Southeast Texas land to build your ideal home.

Home loans, land loans, you're never alone.

There's a lot to choose from. Fixed or variable rate. Terms of 10, 15, 20 or 30 years. You want to find the right fit and our mortgage specialists will help you understand each option, from conventional mortgages to land loans.

Mortgage Services

Big decisions come with big questions, and we're big on helping you figure things out. 
  • Get pre-qualified to find out how much you can borrow
  • Competitive fixed and adjustable rates help you get more for your money
  • Various terms to fit your budget
  • Choose from conventional, FHA, or VA options

Land Loans

  • We'll help you maximize the potential you see in that weedy lot.
  • Borrow up to 90% of the land’s appraised value or sales price, whichever is less
  • Terms up to 180 months
  • Collateral can be personal real estate or properly appraised first-lien real estate
  • Property must be located in Texas

Refinancing or Retiring Loans

  • Pay off your debt sooner and liberate yourself.
  • Consolidate multiple, high-interest loans
  • Get a lower interest rate
  • Shorten your term or lower your monthly payment
  • Change from a variable-rate to a fixed-rate loan
  • Access cash for larger purchases