Standard Checking

No service charge

Dividends paid monthly

Our Standard includes lots of extras

It's called "Standard Checking," but at Education First our standards are high. Some Southeast Texas financial institutions charge fees for basic services and ATM access. We don't. Not many financial institutions pay dividends on checking accounts. We do. And no one works harder to give you 24/7 access to your money. We're sure.

No fees. Dividends that please. Digital access is a breeze.

Low fees and monthly dividends are just the beginning. Education First's Standard Checking Accounts offer countless ways to access and manage your money. Pay bills online. Use your smartphone to make deposits. Set up overdraft protection. Even pick your own debit card design.

Account Highlights

It doesn't take much money to open a Standard Checking account. And it costs even less to keep it going.

  • Just a $25 minimum opening balance
  • No monthly service charge
  • Dividends paid monthly on balances of $2,500
  • Unlimited withdrawals and deposits
  • Sign up for overdraft protection or set-up automatic transfers from your savings account
  • Enjoy the convenience of direct deposit or payroll deduction into your checking account
  • Federally insured up to $250,000 by the National Credit Union Association

Digital Benefits

No one wants to spend a lot of time handling financial matters. Now you can do it on your computer or smartphone -- or on our ATM network -- in just a matter of minutes.

Visa® Debit Cards

There's no need to carry around stacks of cash. Education First debit cards - including one designed for Lamar University students and alums - are your ticket to instant purchasing power.

image of a debit card image of a debit card for Lamar University students image of a L I T debit card

  • Choose from three designs
  • Get a new card within minutes at our convenient locations
  • Use for ATM transactions, purchases and to get cash back from merchants
  • Accepted anywhere the Visa® logo is displayed

Lost or Stolen Cards

If your debit card goes missing, don't panic. We know exactly what to do. Just call one of the following phone numbers.

  • Call Education First at 409-898-3770
  • Call Visa® toll-free at 800-VISA-911
  • Outside the U.S.? Call collect 410-581-9994