Unlock Your Rate Escape with a Home Loan Today!
A better mortgage could be closer than you think. Discover how Rate Escape and our local mortgage team can help you find the right home loan solution.
Win the Ultimate All-American Package!
Make this summer one to remember. Enter for a chance to win the ultimate All-American package!
Classroom Cash is BACK!
Whether it's for classroom supplies, sprucing up your classroom, or advancing your equipment, we've got the loan for you. Learn more about this year's Classroom Cash benefits!
Commercial Lending Built For Your Business
Fuel your business growth with flexible lending and account options!
Your Southeast Texas Credit Union — Low Rates, Local Service
How can we help you today?
Customized Checking Accounts that fit your needs.
Our expert lending team is ready to help. Explore your home lending options now and make the process a breeze!
Be on your way to your next new ride with flexible repayment plans, and no payments for 90 days.
Hear what members have to say.
"Love the energy of EVERY employee. I'm immediately happy upon entering. Never had an issue that wasn't solved in a timely manner and little to no wait times."
"Victoria at the Lumberton EFFCU just made my day. Our church had someone donate a huge jar of coins, and I was facing hours counting it all and dealing with it. She helped me take care of it quickly despite the atypical ask, all with a lovely smile and polite, professional service that tells you she is one of those folks who is beautiful inside and out. EFFCU has a gem, and continues to be our financial center of choice."
-- Craig C., February 2026"I bank here also! I’ve always used their services, gotten my last car loan here and was extremely pleased with my total loan transaction!"
-- Laura C., December 2025"I always receive exceptional services. I am treated like family and always greeted. They are always willing to help with everything!"
-- Shannon S., October 2024"I have been a loyal customer since the 1970s. The name has changed and they have opened new locations, but that's growth. I love the friendly and fast service. If I call or come in, communication is always helpful. I love the way different branches assist and are team players and problem solvers."
-- Mary Saveat, October 2023Find a Branch or ATM Near You
Find the nearest Education First branch or ATM to your current location. Search for branches and ATMs by city, state, or zip code, and provides you with the location, address, and hours of operation for each location.
Your Tax-Free Weekend Playbook With Buy Now, Pay Later
Back-to-school season is exciting, but it can also be one of the most expensive times of the year. Between school supplies, new clothes, shoes, electronics, and classroom essentials, it's easy for costs to add up. Fortunately, the annual tax-free weekend gives families an opportunity to save on qualifying purchases, making it a great time to shop for everything your student needs.
The Benefits of Direct Deposit
Whether you are starting a new job or looking for a more convenient way to get paid, direct deposit is one of the easiest ways to keep your finances simple.
How to Build a Back-to-School Budget That Works
It's that time of year again! As summer begins to wind down, back-to-school shopping quickly moves to the top of many families' to-do lists. From notebooks and backpacks to new clothes and classroom supplies, the costs can add up faster than you might expect.
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