Personal Savings

Simple, Secure Saving
Whether starting your savings journey or building toward your next goal, our Personal Savings Account is a smart first step. With a low minimum to open and the ability to earn dividends monthly, it’s designed to help you grow your money—effortlessly.

A little money. A lot of potential.
Ready to get started? All you need is $5, savings goals, and a desire for fee-free benefits and top-of-the-line financial services.
- Join for Just $5: Open your account with as little as $5 and become a credit union member.
- Earn Monthly Dividends: Increase your savings with monthly payouts.
- 24/7 Digital Access: Manage your money anytime with Online & Mobile Banking.
- Surcharge-Free ATMs: Enjoy access to hundreds of surcharge-free ATMs through the CU Pass Network.
- Link your checking account to prevent declined transactions and overdraft fees.
Personal Savings Account
Minimum To Earn Dividend | Dividend Rate | APY |
---|---|---|
$25 | 0.20% | 0.20% |
Account Highlights
Stay connected to your savings anytime with 24/7 digital access, and enjoy peace of mind with surcharge-free ATM access and the option to link your account to checking for extra protection.

Give your savings a Boost!
Searching for a fresh savings strategy? Discover Boost!, our free round up savings e program. It seamlessly connects your savings account to your totalREWARDS debit card, rounding up your purchases to the closest dollar. Each day, the spare change is effortlessly transferred to your savings. Effortless saving has never been easier!
Learn More
Handy Tools at Your Disposal.
Calculate your budget, see and compare the latest rates and discover what perks you gain for being a member of Education First Federal Credit Union.
Calculate the best loan amount that fits your budget.
Check current rates and find out which ones adhere to your loan type.
When you want a better place to hold your accounts and grow your money, Education First is at the head of the class.