Skip to content

Personal Line of Credit

black woman smiling looking at smartphone_1054x357

Money for when you need it most

A line of credit offers quick access to funds for various expenses, like tuition, home repairs, or unexpected costs. Apply once, and withdraw money whenever needed.

black woman smiling looking at smartphone_800x571

A credit line that's gentle on your bottom line.

When unexpected expenses arise, many people use high-interest credit cards. However, a line of credit is a smarter choice. It offers lower rates and quick access to cash in emergencies.

  • Borrow as little as $500 or up to $50,000*
  • Enjoy a low, fixed interest rate
  • Lower interest rates than credit cards
  • Use funds for purchases or cash withdrawals – no cash advance fees
  • Convenient access to funds via ATMs, iTalk, or Online Banking
Apply Now

Line of Credit Rates

Fees APR*
No annual fees 10.70%
* APR = Annual Percentage Rate. APR shown is the lowest available rate. Rates depend on individual creditworthiness and are subject to change without notice.

 

Calculate Your Loan Payment

Handy Tools at Your Disposal.

Calculate your budget, see and compare the latest rates and discover what perks you gain for being a member of Education First Federal Credit Union.

 

Calculators

Calculate the best loan amount that fits your budget.

Learn More >

Rates

Check current rates and find out which ones adhere to your loan type.

Learn More >

Member Perks

When you want a better place to hold your accounts and grow your money, Education First is at the head of the class.

Learn More >

Have Questions? We're Here to Help.

8726212_phone_alt_icon (1)

Contact

Learn More
3994378_location_map_navigation_pin_position_icon

Find A Branch

Learn More
question-icon

FAQs

Learn More
8726359_schedule_icon

Make An Appointment

Learn More