Personal Line of Credit

Money for when you need it most
A line of credit offers quick access to funds for various expenses, like tuition, home repairs, or unexpected costs. Apply once, and withdraw money whenever needed.

A credit line that's gentle on your bottom line.
When unexpected expenses arise, many people use high-interest credit cards. However, a line of credit is a smarter choice. It offers lower rates and quick access to cash in emergencies.
- Borrow as little as $500 or up to $50,000*
- Enjoy a low, fixed interest rate
- Lower interest rates than credit cards
- Use funds for purchases or cash withdrawals – no cash advance fees
- Convenient access to funds via ATMs, iTalk, or Online Banking
Line of Credit Rates
Fees | APR* |
---|---|
No annual fees | 10.70% |
Calculate Your Loan Payment
Handy Tools at Your Disposal.
Calculate your budget, see and compare the latest rates and discover what perks you gain for being a member of Education First Federal Credit Union.
Calculators
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Rates
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Member Perks
When you want a better place to hold your accounts and grow your money, Education First is at the head of the class.