Skip to content

Debt Calculators

Debt Calculators Banner 1054x357 (compressed)

Empower Your Debt Management Plan

Harness the potential of Education First FCU's Debt Calculators to create a personalized strategy for becoming debt-free. Whether you seek to gain valuable knowledge on debt repayment, explore the possibilities of a debt consolidation loan, or simply calculate your monthly payment, our tools empower you to take control of your financial future.

Debt Consolidation

Determine whether it might be financially beneficial to consolidate your debts into a single loan or credit account.

Learn More

Make Bi-Weekly Payments

Determine the amount and frequency of payments you need to make in order to pay off a loan or other financial obligation on a bi-weekly schedule

Learn More

Meet a Debt Payoff Goal

Estimate how much money you need to pay towards your debts each month in order to pay them off within a certain time frame.

Learn More

How Long Will it Take to Pay Off a Credit Card?

 

 

Find out how long it will take to pay off a credit card based on your current balance, interest rate, and the amount you can afford to pay each month.

Learn More

Use a Lump Sum to Pay Down Debt

 

Figure out the impact of using a lump sum of money, such as a bonus or tax refund, to pay down debt.

Learn More

Are Credit Card Balance Transfers Worth It?

 

Determine whether or not it is financially beneficial to transfer a credit card balance to a new card with a lower interest rate.

Learn More

Increase Your Monthly Payment

 

Calculate the impact of increasing your monthly payment on a loan or other financial obligation.

Learn More

Calculate a Loan Payment

Determine the monthly payment on a loan based on the loan's principal balance, interest rate and term.

Learn More

Have Questions? We're Here to Help.

8726212_phone_alt_icon (1)

Contact

Learn More
3994378_location_map_navigation_pin_position_icon

Find A Branch

Learn More
question-icon

FAQs

Learn More
8726359_schedule_icon

Make An Appointment

Learn More