Business Deposit Rates
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Your money has a bright future here
Our business account rates give a boost to your savings. As a not-for-profit credit union, we're able to reward our members in Texas and beyond with competitive rates on deposit accounts that are often higher than other institutions.
Minimum to Earn Dividend | Dividend Rate | APY* |
---|---|---|
$25 | 0.20% | 0.20% |
Minimum to Open Account | Monthly fee | Transaction fees |
---|---|---|
$25 | $0 | 25 free transactions monthly* |
Minimum to Open Account | Monthly fee | Transaction fees |
---|---|---|
$100 | $10* | 50 free transactions monthly* |
Minimum to Open Account | Monthly fee | Transaction fees | minimum to earn dividend | Dividend Rate | APY* |
---|---|---|---|---|---|
$500 | $25* | 300 free transactions monthly* | $2,000 | 0.05% | 0.05%* |
*APY - Annual Percentage Yield. Fees could reduce earnings on this account. Average daily balance of $2,000 to wave monthly fee. $.30 fee for each additional transaction after 50 transactions.
Balance | Dividend Rate | APY* |
---|---|---|
$0.00 - $1,999.99 | 0.00% | 0.00% |
$2,000 - $19,999 | 0.60% | 0.60% |
$20,000 - $49,999.99 | 0.70% | 0.70% |
$50,000 - $249,999.99 | 0.80% | 0.80% |
$250,000 or greater | 3.00% | 3.00% |
term | Minimum Deposit | Dividend Rate | APY* |
---|---|---|---|
3 Month | $500 | 1.35% | 1.36% |
6 Month | $500 | 2.00% | 2.02% |
1 Year | $500 | 2.85% | 2.89% |
** Special 13 Month ** | $500 | 5.35% | 5.48% |
2 Year | $500 | 3.15% | 3.20% |
3 Year | $500 | 3.60% | 3.66% |
5 Year | $500 | 3.70% | 3.76% |
Handy Tools at Your Disposal.
Calculate your budget, see and compare the latest rates and discover what perks you gain for being a member of Education First Federal Credit Union.
Whether you are looking to take a deep dive into your personal financial statement, learn more about opening up a business account, or even see a business loan checklist, you'll find everything you need right here.
Whether you are determining equipment costs, cash flow, a business loan payment, or your financial ratio analysis, there is a calculator to help you.
When you want a better place to hold your accounts and grow your money, Education First is at the head of the class.