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totalREWARDS Debit & Credit Cards

Total Rewards - Personal - Credit

Rewards Reimagined.

Welcome to totalREWARDS, where you'll earn rewards for every purchase made using your Education First VISA® Credit or Debit card. That's right. Every swipe, tap and click earns you points that can be used for whatever your heart desires. So go ahead - prepare to be spoiled.

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You Deserve To Be Rewarded!

We're excited about our new rewards program, and we're not even shy about it! 

Introducing totalREWARDS, only at Education First Federal Credit Union. 

Some bank and credit union rewards programs only let you earn points on certain types of purchases, or only from certain stores or websites. But not at Education First. We believe you should earn rewards for every purchase!*

Want more good news? As a totalREWARDS member, you can combine the points you earn on purchases from your debit and credit cards allowing you greater access to travel, merchandise, gift cards and yes, even cash back!  

View Your Rewards

totalREWARDS Debit Cards

Cash is so passè. Watch the points pile up when you use your totalREWARDS debit card for everyday purchases. Groceries, streaming services, dry cleaning, pet grooming...you name it, you'll earn rewards for it.  Start earning one (1) point for every four (4) dollars you spend today.

totalREWARDS Credit Cards

Earning rewards is easy. In fact, it's so easy you don't have to do a thing. Every time you make a purchase you'll automatically earn one (1) point for every dollar you spend on purchases. Online and in-person - every single purchase will result in rewards

*Education First credit and debit card purchases earn points automatically on all point of sale and non-pin based transactions. For additional information, visit  TotalREWARDS Terms and Conditions. 

Questions about totalREWARDS?

Don't worry. We've got you covered. Check out these FAQs.

 

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Handy Tools at Your Disposal.

Calculate your budget, see and compare the latest rates and discover what perks you gain for being a member of Education First Federal Credit Union.

 

Calculators

Calculate the best loan amount that fits your budget.

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Rates

Check current rates and find out which ones adhere to your loan type.

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Member Perks

When you want a better place to hold your accounts and grow your money, Education First is at the head of the class.

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Have Questions? We're Here to Help.

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