Personal

Borrow from $500 to $30,000

Take advantage of a competitive, fixed rate

When opportunity knocks. Or hard luck strikes.

Sometimes it just happens. Life hits you with expenses that are bigger than your savings balance. Or on the brighter side, life offers you a seize-the-moment opportunity to buy something or go somewhere, but you have to act quickly. So whether you're dealing with a family medical emergency or treating the family to a special vacation, an Education First personal loan can buy you financial breathing room at an affordable cost.

Remodel your house. Repair your car. Rehabilitate your credit.

Personal loans can be used for any purpose. They can be used to pay for major purchases or repairs, to cover once-in-a-lifetime events like weddings or debt consolidation.

Personal Loans

Flexibility is the key word. You can borrow a wide range of money for a wide range of reasons.
  • $500 minimum loan amount
  • Borrow up to $30,000*
  • A competitive, fixed interest rate makes it easy to fit payments into your monthly budget
  • No pre-payment penalties, so you won't be punished for clearing your debt ahead of schedule

Debt Consolidation

Personal loans are often used to refinance other debt. But Education First has other options. Just contact us and ask.
  • Secure a lower interest rate
  • Enjoy the convenience of only one monthly loan payment
  • Build your credit score
  • Reduce your financial stress

Savings-Secured Loans

Maybe you're too young to have built up much credit. Or you've encountered a few bad breaks that's left you with a less-than-perfect credit score. A Savings-Secured loan is a way to build -- or rebuild -- your good financial standing while gaining access to needed cash.
  • Take advantage of a low-interest rate
  • Borrow up to 100 percent of your Savings Account balance
  • Repayment schedules as long as 144 months
  • Money can be used for any purpose

*The maximum may vary based on a borrower's creditworthiness and other financial qualifications.