Credit Card

Earn rewards with every purchase

Low interest rates

Gold and platinum are precious metals.
And really valuable plastic.

You've struck the mother lode with Education First Visas®. Our Visa® Gold and Visa® Platinum cards offer a rare combination of low interest rates, no annual fees and a great rewards program that pays off in event tickets, merchandise and travel services. In this case, all that glitters is definitely good.

Dad playing with baby while mom sits on couch looking on computer

It just takes one card to have a winning hand.

Education First Visa® cards are easy to obtain and convenient to use. They're accepted everywhere in Texas - and all over the world. Using a credit card well can help you build credit, improve bad credit, and earn rewards.

Visa® Card Features

Do you want to buy something big, but are concerned about the interest charges? Our interest-free grace period can save you money and worry.
  • Choose between Visa® Gold and Visa® Platinum cards
  • 4.99% APR on all purchases and balance transfers for 6 months*
  • No annual fees
  • Interest rates much lower than most other credit cards
  • The totalRewards allows you to earn points that are redeemable for event tickets, merchandise, travel and more.
  • Obtain cards in just minutes at all Education First's convenient locations
Apply Now!

Protect Your Credit

Let us know if you're traveling overseas or have misplaced your credit card.
  • If you plan to travel internationally or make an international purchase, stop by a branch or call us at (409) 898-3770 to have the international restriction lifted.
  • To report a lost or stolen card, immediately call Education First at (409) 898-3770 or Visa® at (800) 847-2911 (toll-free). If you're outside the U.S., call collect at (410) 581-9994

*Education First Gold and Platinum Visa both offer 4.99% APR on balance transfers for 6 billing cycles. At the end of this period, standard rates apply based on individual credit worthiness.