Promotions & Offers

Save money

Be happy

For the love of our members

It doesn't have to be your birthday to get something special. We're always showcasing special promotions and Texas-sized savings that will make you want to celebrate.

2022 bogo loan promotion

BOGO is back! Book one Auto Loan or Recreational Loan with us and get half off the rate of your second loan. Plus, you'll be entered to win a $2,500 gas card. Book today and save big!

promotion offering 2.5 APY on 9 month share ceriticate

Money doesn't grow on trees, but it does at Education First. Enjoy our 2.5% APY** interest rate when you open a 9 month share certificate.


promotion offering no comittment fees on commercial real estate
At Education First, we mean business. That's why we can finance up to 80%* of your businesses property value, and offer repayment terms of up to 25 years. PLUS, enjoy no commitment fees on commercial property loans

truck in a field with promotion text offering rates as low as 2.25%25 APR

Here's the deal...you deserve the car of your dreams. That's why Education First has teamed up with Mike Smith Chrysler Jeep Dodge Ram to offer auto loan rates as low as 2.25% APR*! with terms up to 66 months. 


August C.A.F.E promotion offering click and catch game with 5 dollar deposit

It's never to early to start teaching your kids the important lessons about money management. Summer is a great time for kids ages 12 and under to get signed up for our youth savings program, C.A.F.E., and pick up some cool swag. 

*APR= Annual Percentage Rate. Some restrictions apply. Terms and conditions are subject to change without notice. Offer subject to credit approval and based on individual creditworthiness. 

**APY = Annual Percentage Yield. $500 minimum deposit is required.  Withdrawals reduce the amount of earnings. Dividends on certificates are compounded daily and paid monthly.  A penalty (fee) is incurred for early withdrawal of principal on all certificate types and can reduce the earnings of deposit accounts. Offer valid for a limited time only. Dividend rate and Annual Percentage Yield are subject to change weekly without notice and at the discretion of EFFCU. EFFCU reserves the right to end the promotion at any time.