Promotions & Offers

Take advantage of an incredible low-rate offer! Right now, get 3.99% APR* for (6) months on purchases and balance transfers with our totalREWARDS Visa® Credit Card. 

Plus, enjoy no balance transfer fees!  💲

Our Credit Card allows you to spend wisely, make affordable payments, and earn rewards on every purchase.*  🎉Stop stressing yourself with a high-interest credit card and enjoy this offer today! 

*APR = Annual Percentage Rate. APR shown is the lowest available rate. Rates depend on individual creditworthiness and are subject to change without notice. 3.99% introductory APR for 12 months from account opening . The Introductory APR for purchases and balance transfers will apply to transactions posted to your account during the first six months following the opening of your account. Any cash advances and/or existing balances on Education First Federal Credit Union loan or credit card accounts are not eligible for the Introductory APR for balance transfers. ^*Education First credit and debit card purchases earn points automatically on all point of sale and non-pin based transactions. See credit card disclosures here. For program rules, click here. For additional information, visit  TotalREWARDS Terms and Conditions.