Deposit Rates

Your money has a bright future here

Our account rates give a boost to your savings. As a not-for-profit credit union, we're able to reward our members in Texas and beyond with competitive rates on deposit accounts that are often higher than other institutions.

Regular Savings Account

Minimum to Earn Dividend Dividend Rate APY*
$25 0.30% 0.30%

Checking Account

Minimum to Open Account Minimum to Earn Dividend Dividend Rate APY*
$25 $2,000 0.25% 0.25%

Prime Rewards Savings Account (Discontinued as of 7/31/16)

Minimum to Earn Dividend Dividend Rate APY*
$100 0.20% 0.20%
$10,000 0.30% 0.30%
$25,000 0.40% 0.40%
$50,000 0.50% 0.50%

Special Savings Account

Minimum to Earn Dividend Dividend Rate APY*
$25 0.30% 0.30%

Christmas and Vacation Club Savings Accounts

Minimum to Open Account Dividend Rate APY*
$0 0.50% 0.50%

Money Market Account

Balance Dividend Rate APY*
$2,000 – $19,999 0.45% 0.45%
$20,000 – $49,000 0.55% 0.55%
$50,000 – 0.65% 0.65%
$2,000 to open/earn dividend.

IRA

Minimum to Open Account Minimum to Earn Dividend Dividend Rate APY*
$100 $25 0.70% 0.70%

Certificates of Deposit

Term Balance Dividend Rate APY* Minimum Deposit
3 Month $500 – $24,999.99 0.50% 0.50% $500
3 Month $25,000 – $49,999.99 0.60% 0.60% $25,000
3 Month $50,000 – 0.70% 0.70% $50,000
6 Month $500 – $24,999.99 0.60% 0.60% $500
6 Month $25,000 – $49,999.99 0.70% 0.70% $25,000
6 Month $50,000 – 0.85% 0.85% $50,000
1 Year $500 – $24,999.99 0.95% 0.95% $500
1 Year $25,000 – $49,999.99 1.10% 1.10% $25,000
1 Year $50,000 – 1.20% 1.20% $50,000
2 Year $500 – $24,999.99 1.25% 1.25% $500
2 Year $25,000 – $49,999.99 1.40% 1.40% $25,000
2 Year $50,000 – 1.50% 1.50% $50,000
3 Year $500 – $24,999.99 1.50% 1.50% $500
3 Year $25,000 – $49,999.99 1.65% 1.65% $25,000
3 Year $50,000 – 1.75% 1.75% $50,000
5 Year $500 – $24,999.99 2.10% 2.10% $500
5 Year $25,000 – $49,999.99 2.20% 2.20% $25,000
5 Year $50,000 – 2.30% 2.30% $50,000