Your Southeast Texas Credit Union — Low Rates, Local Service

"Victoria at the Lumberton EFFCU just made my day. Our church had someone donate a huge jar of coins, and I was facing hours counting it all and dealing with it. She helped me take care of it quickly despite the atypical ask, all with a lovely smile and polite, professional service that tells you she is one of those folks who is beautiful inside and out. EFFCU has a gem, and continues to be our financial center of choice."

"I bank here also! I’ve always used their services, gotten my last car loan here and was extremely pleased with my total loan transaction!"

"I always receive exceptional services. I am treated like family and always greeted. They are always willing to help with everything!"

"I have been a loyal customer since the 1970s. The name has changed and they have opened new locations, but that's growth. I love the friendly and fast service. If I call or come in, communication is always helpful. I love the way different branches assist and are team players and problem solvers."