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Calculate the best loan amount that fits your budget.
Check current rates and find out which ones adhere to your loan type.
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Hear what members have to say.
“I started banking with EFFCU in 1995 and have never had any issues that were not taken care of immediately. The people at EFFCU have always been kind and willing to help when needed. I cannot complain about the services. We had to move to Wisconsin in 2019, and I am still a member of EFFCU. You have a bank here in Wisconsin linked to you, and I am happy with the services and do not plan on changing banks.”
-- Member Survey, June 2022"Convenience, dependability, family-like environment, easy communication and quick. We have never had a problem with Education First."
-- Elijah and Aimee Murphy, April 2019“The people here are the most helpful and friendly staff I have worked with. They will take care of you.”
-- Theresa Ousley, June 2022“Very pleasant, nice, and caring staff. Always greet each person that comes into the bank. Loved that made me feel like family. My cashier (Kim)was very professional, friendly and knowledgeable of her job. She made me feel as if I already knew her. Would give her a '10'.”
-- Joanne Bean, August 2020“My mom LOVES this credit union. They took a chance and gave her her first auto loan and that helped her establish credit. She previously had no credit before it…They were there for her when the government shut down, natural disasters hit, and during the pandemic. During these unexpected times, the allowed her to skip payments without charging fees or being penalized..they were there to help her as much as possible with compassion. Everyone speaks so highly of other credit unions…but no other credit union has been there like Education First.”
-- Kay A., January 2021Find a Branch or ATM Near You
Find the nearest Education First branch or ATM to your current location. Search for branches and ATMs by city, state, or zip code, and provides you with the location, address, and hours of operation for each location.

When to Consider a Small Business Loan
Many entrepreneurs use personal savings and credit to cover their initial costs because it can be difficult to get a business loan for a startup without a proven track record and credit history. However, relying on credit cards with high-interest rates and low credit limits is not a sustainable situation. Take a look at the advantages of a business loan.

What you need to know about Cryptocurrency.
Cryptocurrency is a word that many know but fewer understand. Survey data shows that 98% of people do not have a basic understanding of what cryptocurrency is. With so much information online and so many terms and concepts, it can be challenging to understand what cryptocurrency is, how you get it, and if these coins are safe investments.
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How to Save Money on Your Medical Expenses
Medical debt in the United States, as of August 2021, was approximately 140 billion dollars, and 45% of Americans state that they would find it difficult to pay an unexpected $500 medical bill.
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