Unlock Your Rate Escape with a Home Loan Today!
A better mortgage could be closer than you think. Discover how Rate Escape and our local mortgage team can help you find the right home loan solution.
Rates as low as 4% APR*
Get on the road faster with affordable auto loan rates!
Commercial Lending Built For Your Business
Fuel your business growth with flexible lending and account options!
Buy Now, Pay Later
With the new product, you can spread out your payments easily!
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Mobile App
Bank anytime, anywhere.
The Education First mobile app is a convenient and secure way for members to access their accounts, manage their finances on the go and keep track of their spending.
How to Buy a Home in Beaumont, TX Without a 20% Down Payment
- You can buy a home in Beaumont and nearby Southeastern Texas communities without a 20% down payment.
- PMI can be a valuable trade-off that allows you to invest in a home years earlier than you'd be able to otherwise.
- Education First Federal Credit Union offers flexible mortgage options with perks that can help you get a home faster and avoid interest rate indecision.
Saving up for a 20% down payment is one of the biggest barriers preventing potential homebuyers in Beaumont from entering the housing market. However, that number is not a requirement, and many mortgage loans allow buyers to put down a much lower percentage of a home's purchase price. If a 20% down payment is keeping you from investing in a home, learning more about your options can help you find the ideal home mortgage for your unique financial situation. Working with an established credit union like Education First Federal Credit Union can help you find more affordable home mortgage options that don't require a 20% down payment and offer special perks to help you get the best terms and premiums.
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Employee Spotlight: Treayana Williams
Meet Treayana Williams, one of our Consumer Loan Servicers!🚗🌟
How Rate Escape Can Help Your Mortgage
Have you ever taken out a mortgage only to see interest rates drop afterward, leaving you wishing you had waited for the perfect time to buy? With Education First FCU’s Rate Escape mortgage promotion, you don’t have to put your homebuying plans on hold while waiting for rates to change 🏠