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Recreational

Starting At
4.50% APR
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Home Loans

Starting At
6.667% APR
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Vehicle Loans

Starting At
3.25% APR
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Credit Card

Starting At
3.99%* Intro Rate APR
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Your Southeast Texas Credit Union — Low Rates, Local Service

Membership

Not a member yet? Join today.

Joining Education First offers benefits such as reduced loan rates, exclusive member advantages, money-saving programs and more!

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Buy Now, Pay Later

Say Hello to Buy Now, Pay Later!

Get extra funds fast for your purchases and spread those payments over time.

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How can we help you today?

Checking Accounts

Customized Checking Accounts that fit your needs. 

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Home Loans

Our expert lending team is ready to help. Explore your home lending options now and make the process a breeze!

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Auto Loans

Be on your way to your next new ride with flexible repayment plans, and no payments for 90 days. 

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Hear what members have to say.

EF-Mobile
Mobile App

Bank anytime, anywhere.

The Education First mobile app is a convenient and secure way for members to access their accounts, manage their finances on the go and keep track of their spending.

Google Play app store  IOS app store

 

Locations

Find a Branch or ATM Near You

Find the nearest Education First branch or ATM to your current location. Search for branches and ATMs by city, state, or zip code, and provides you with the location, address, and hours of operation for each location.

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Employee Spotlight: Weston McGraw

Employee Spotlight: Weston McGraw

At Education First FCU, putting members first is at the heart of everything we do, and that commitment is reflected in our employees every day 💛

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5 Smart Ways to Use Your Tax Refund

5 Smart Ways to Use Your Tax Refund

Need a little advice on what to do with your tax refund? We got you covered! 😎

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7 Car Buying Tips for Southeast Texans

7 Car Buying Tips for Southeast Texans

Stressed about buying a car? Southeast Texans can shop smarter with these tips. 🚗

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