Digital Wallet Disclosure
Terms for Adding Your Education First FCU Card to a Digital Wallet
These Terms for adding your Education First FCU card to a Digital Wallet (the “Terms”) apply when you choose to add an Education First FCU debit and/or credit card (Education First FCU card) to a Digital Wallet (“Wallet”) and form part of a legally binding agreement between you and Education First FCU that also includes Education First FCU’s Online Banking Agreement, Electronic Fund Transfers – Your Rights and Responsibilities, Terms and Conditions of Your Deposit Account, Mobile Banking Terms and Conditions, and all related disclosures. In these Terms, “you” and “your” refer to the cardholder of the Education First FCU, and “we”, “us”, “our”, and “Education First FCU card” refer to the issuer of your Education First FCU card, which is Education First FCU. When you add an Education First FCU card to the Wallet, you agree to these Terms.
1. Adding your Education First FCU Card
You can add an eligible Education First FCU card to the Wallet by following the instructions of the Wallet provider. Only Education First FCU cards that we indicate are eligible can be added to the Wallet. If your Education First FCU card or underlying account is not in good standing that Education First FCU card will not be eligible to enroll in the Wallet. When you add an Education First FCU card to the Wallet, the Wallet allows you to use the Education First FCU card to enter into transactions where the Wallet is accepted. The Wallet may not be accepted at all places where your Education First FCU card is accepted.
2. Your Education First FCU Card Terms Do Not Change
The terms and account agreement that govern your Education First FCU card do not change when you add your Education First FCU card to the Wallet. The Wallet simply provides another way for you to make purchases with the Education First FCU card. Any applicable interest, fees and charges that apply to your Education First FCU card will also apply when you use the Wallet to access your Education First FCU card. Education First FCU does not charge you any additional fees for adding your Education First FCU card to the Wallet or using your Education First FCU card in the Wallet. The Wallet provider and other third parties such as wireless companies or data service providers may charge you fees.
3. Education First FCU is Not Responsible for the Wallet
Education First FCU is not the provider of the Wallet, and we are not responsible for providing the Wallet service to you. We are only responsible for supplying information securely to the Wallet provider to allow usage of the Education First FCU card in the Wallet. We are not responsible for any failure of the Wallet, or the inability to use the Wallet for any transaction. We are not responsible for the performance or non-performance of the Wallet provider or any other third parties regarding any agreement you enter into with the Wallet provider or associated third party relationships that may impact your use of the Wallet.
Any limits we place on the frequency or dollar amount of your Education First FCU card transactions will also apply to Wallet transactions.
You Electronically, and by Email You consent to receive electronic communications from us in connection with your Education First FCU card and the Wallet. You agree that we can contact you by email at any email address you provide to us in connection with any Education First FCU account. It may include contact from companies working on our behalf to service your accounts. You agree to update your contact information with us when it changes.
6. Removing Your Education First FCU card from the Wallet
You should contact the Wallet provider on how to remove an Education First FCU card from the Wallet. We can also block an Education First FCU card in the Wallet from purchases at any time.
7. Governing Law and Disputes
These Terms are governed by federal law and, to the extent that state law applies, the laws of the state that apply to the agreement under which you Education First FCU card is covered. Disputes arising out of or relating to these Terms will be subject to any dispute resolution procedures in your Education First FCU card agreement.
8. Ending or Changing these Terms Education
First FCU can terminate these Terms at any time. We can also change, add to, or delete any items in these Terms, at any time. We will provide notice if required by law. You cannot change these Terms, but you can terminate these Terms at any time by removing all Education First FCU cards from the Wallet.
We may provide notices to you concerning these Terms and your use of an Education First FCU card in the Wallet by posting the material on our website, through electronic notices given to any electronic mailbox we maintain for you or to any other email address or telephone number you provide to us, or by contacting you at the current address we have on file for you. You may contact us at: 1-800-456-4684.
If you have any questions, disputes, or complaints about the Wallet, contact the Wallet provider using the information given to you by the provider. If your question, dispute, or complaint is about your Education First FCU card, then contact us at: 1-800-456-4684 or 409.898.3770.