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School Zone Loan

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Build credit while you work on your degree.

One of the biggest challenges facing young adults is building credit. The Education First School Zone loan does just that without big fees or high-interest rates. This loan is designed to help young adults build credit so when they graduate from college, they have the tools they need to soar! 

college student taking notes on  laptop computer

School Zone Loans

Tuition and room and board can be expensive enough, but there's plenty more to pay for once a student hits campus. A School Zone loan from Education First can help defray some of these added expenses.

  • A low-interest loan for students with little or no credit history
  • $1,000 maximum loan* to be repaid over 10 months
  • 10% fixed APR**
  • Proof of current school registration or current school ID required
  • Auto-draft repayment recommended


*APR = Annual Percentage Rate

** Maximum loan amount may vary based on a borrower's creditworthiness and other financial qualifications. If the student has no income or credit history, a co-signer will be required to meet loan underwriting requirements., in which case loan approval will be based on the co-signer's creditworthiness.

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Handy Tools at Your Disposal.

Calculate your budget, see and compare the latest rates and discover what perks you gain for being a member of Education First Federal Credit Union.



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Member Perks

When you want a better place to hold your accounts and grow your money, Education First is at the head of the class.

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