Deposit Rates

Your money has a bright future here
Our account rates give a boost to your savings. As a not-for-profit credit union, we're able to reward our members in Texas and beyond with competitive rates on deposit accounts that are often higher than other institutions.
Minimum to Earn Dividend | Dividend Rate | APY* |
---|---|---|
$25 | 0.20% | 0.20% |
Minimum to Open Account | Minimum to Earn Dividend | Dividend Rate | APY* |
---|---|---|---|
$25 | $2,000 | 0.05% | 0.05% |
Minimum to Earn Dividend | Dividend Rate | APY* |
---|---|---|
$25 | 0.20% | 0.20% |
Minimum to Open Account | Dividend Rate | APY* |
---|---|---|
$0 | 0.20% | 0.20% |
Balance | Dividend Rate | APY* |
---|---|---|
$0.00 - $1,999.99 | 0.00% | 0.00% |
$2,000 - $19,999 | 0.60% | 0.60% |
$20,000 - $49,999.99 | 0.70% | 0.70% |
$50,000 or greater | 0.80% | 0.80% |
Minimum to Open Account | Minimum to Earn Dividend | Dividend Rate | APY* |
---|---|---|---|
$100 | $25 | 0.20% | 0.20% |
term | Minimum Deposit | Dividend Rate | APY* |
---|---|---|---|
3 Month | $500 | 1.35% | 1.36% |
6 Month | $500 | 2.15% | 2.17% |
** Special 9 Month ** | $500 | 4.17% | 4.25% |
1 Year | $500 | 2.85% | 2.89% |
2 Year | $500 | 3.15% | 3.20% |
3 Year | $500 | 3.60% | 3.66% |
5 Year | $500 | 3.70% | 3.76% |
Handy Tools at Your Disposal.
Calculate your budget, see and compare the latest rates and discover what perks you gain for being a member of Education First Federal Credit Union.
Take charge of your finances! From big purchases to debt elimination and savings plans, our calculators guide you every step of the way.
Check current rates and find out which ones adhere to your loan type.
When you want a better place to hold your accounts and grow your money, Education First is at the head of the class.
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