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Plus Business Checking

Middle aged man standing in his workshop looking at a tablet.

It’s Worth Checking into an Account That Earns Money.

In the business world, the difference between success and disappointment is often a few digits on either side of a decimal point. That's why, as a Southeast Texas business leader, you look for every possible way to make and save money. Busy companies that keep a modest monthly balance can earn dividends on their checking account. We call it Plus Checking. You can call it a positive development.

It's not just a checking account. It's a revenue source. 

Low monthly fees and dividends on balances add up to a smart choice for Southeast Texas businesses with Plus Checking accounts. 

Account Highlights

Low monthly fees and dividends on balances add up to a smart choice for Southeast Texas businesses with Plus Checking accounts.

  • $500 minimum to open
  • Dividends paid on balances of $2,000 or more
  • 300 free transactions per month
  • $0.30 for each additional transaction
  • No monthly fee with $2,000 average daily balance*

*Accounts that do not maintain a $2,000 average daily balance are subject to a $25 monthly surcharge


How to Open an Account

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Education First business debit card

totalREWARDS Visa® Business Debit Card

You'll see points stack up fast when you use your totalREWARDS Visa® Debit Card from Education First Federal Credit Union for business purchases.  Let the card work for you, so you can cash in and relax.

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Handy Tools at Your Disposal.

Calculate your budget, see and compare the latest rates and discover what perks you gain for being a member of Education First Federal Credit Union.


Business Calculators

Whether you are determining equipment costs, cash flow, a business loan payment, or your financial ratio analysis, there is a calculator to help you.  

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Business Rates

Whether you are looking to open a business checking, business savings, business money market, or invest in a Business CD, you can check out our current business rates. 

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Member Perks

When you want a better place to hold your accounts and grow your money, Education First is at the head of the class.

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Have Questions? We're Here to Help.

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Find A Branch

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Make An Appointment

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