Enjoy exclusive discounts and smart banking promotions when you join Education First.
Our loan and mortgage rates work in the best interests of our members in Texas and beyond.
See credit card disclosure for rate and offer information.
* APR = Annual Percentage Rate
Limited time offer:
0% APR on Purchases for Six (6) Months
November 1, 2018 - December 31, 2018: Education First Gold and Platinum Visa cards both offer 0% APR on purchases for 6 billing cycles. At the end of the promotional period, standard rates apply based on individual credit worthiness.
4.99% APR on Balance Transfers for 12 months
Education First Gold and Platinum Visa both offer 4.99% APR on balance transfers for 12 billing cycles. At the end of the promotional period, standard rates apply based on individual credit worthiness.
*APR - Annual Percentage Rate
**APR shown is the lowest available rate, including all available discounts. Rates depend on individual creditworthiness and are subject to change.
The Annual Percentage Rate (APR) for Shared Secured Loans will be the dividend rate being paid on regular shares (Index) on the date of the advance plus 3%. The rates are subject to change on the first day of each calendar month to reflect any change in the Index. If there is an existing balance on the date of the rate change, the entire balance will be at the new APR. Any increase in the APR will take the form of more payments of the same amount until what you owe has been repaid. The present annual percentage rate will be disclosed on the voucher at the time of the advance.
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