Enjoy exclusive discounts and smart banking promotions when you join Education First.
Our loan and mortgage rates work in the best interests of our members in Texas and beyond.
See credit card disclosure for rate and offer information.
Education First Gold and Platinum Visa cards both offer 4.99% APR on balance transfers for 12 billing cycles, and a 4.99% APR on purchases for 6 billing cycles. At the end of the promotional period, standard rates apply.
The Annual Percentage Rate (APR) for Shared Secured Loans will be the dividend rate being paid on regular shares (Index) on the date of the advance plus 3%. The rates are subject to change on the first day of each calendar month to reflect any change in the Index. If there is an existing balance on the date of the rate change, the entire balance will be at the new APR. Any increase in the APR will take the form of more payments of the same amount until what you owe has been repaid. The present annual percentage rate will be disclosed on the voucher at the time of the advance.
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