Deposit Rates

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Deposit Rates

 

Regular Savings Account
Features Dividend Rate APY*
$25 minimum to earn dividend 0.25% 0.25%
Checking Account
Features Dividend Rate APY*
$25 to open, $2,000 minimum to earn dividend 0.10% 0.10%
Prime Rewards Savings Account (Discontinued as of 7/31/16)
Features Dividend Rate APY*
$100 minimum to earn dividend 0.20% 0.20%
$10,000 minimum to earn dividend 0.30% 0.30%
$25,000 minimum to earn dividend 0.40% 0.40%
$50,000 minimum to earn dividend 0.50% 0.50%
Special Savings Account
Features Dividend Rate APY*
$25 minimum to earn dividend 0.25% 0.25%
Christmas and Vacation Club Savings Accounts
Features Dividend Rate APY*
No minimum opening deposit 0.50% 0.50%
Money Market Account
Features Dividend Rate APY*

$2,000 to open and to earn dividend

   

$2,000 to $19,999.99 

0.35% 0.35%

$20,000 to $49,999.99

0.40% 0.40%
$50,000 or greater 0.50% 0.50%
IRA
Features Dividend Rate APY*
$100 to open, $25 minimum to earn dividend 0.70% 0.70%
Certificates of Deposit
Term Balance Dividend Rate APY* Minimum Deposit
3 Month $500 to $24,999.99 0.30% 0.30% $500
$25,000 to $49,999.99 0.40% 0.40% $25,000
$50,000 and over 0.50% 0.50% $50,000
6 Month $500 to $24,999.99 0.40% 0.40% $500
$25,000 to $49,999.99 0.50% 0.50% $25,000
$50,000 and over 0.60% 0.60% $50,000
1 Year $500 to $24,999.99 0.70% 0.70% $500
$25,000 to $49,999.99 0.80% 0.80% $25,000
$50,000 and over 0.90% 0.90% $50,000
2 Year     $500 to $24,999.99 1.00% 1.00% $500
$25,000 to $49,999.99 1.10% 1.10% $25,000
$50,000 and over 1.20% 1.20% $50,000
3 Year $500 to $24,999.99 1.20% 1.20% $500
$25,000 to $49,999.99 1.30% 1.30% $25,000
$50,000 and over 1.40% 1.40% $50,000
5 Year $500 to $24,999.99 2.10% 2.10% $500
$25,000 to $49,999.99 2.20% 2.20% $25,000
$50,000 and over 2.30% 2.30% $50,000

 

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Effective January 1, 2016.
*APY = Annual Percentage Yield. All rates and terms are subject to change without notice. Rates may change after account is opened. Fees can reduce the earnings of deposit accounts. Penalties may apply for early withdrawal of deposits.