School Zone Loan

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School Zone Loan

Helping College Students Build Credit

Textbooks, computer, supplies...oh my! Feeling overwhelmed by college expenses?

Get in the Zone with an EFFCU School Zone Loan

What it is:

  • A low-interest loan for students with little of no credit history
  • $1,000 maximum loan to be repaid over 10 months
  • 10% APR* fixed rate

How it works:

  • Available to students
  • Proof of current school registration/current student ID
  • Direct deposit required
  • Auto draft repayment required

We understand college is a big investment. We're here to make managing your money an easy subject.

Your financial future starts here at Education First.

Smart Banking. For Everyone.




Disclaimer:*APR= Annual Precentage Rate. Some restrictions apply. If student has no income or credit history, a co-signer will be required to meet requirements. Loan approval is based on co-signer's credit worthiness. 

Federally Insured By NCUA