Personal Loans

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Personal Loans

Bank Services

Our Personal Loans provide you with the funds to cover a variety of expenses, from unexpected car repairs to healthcare costs to family vacations and even debt consolidation. Whatever the need, we're here to help.

  • $500 minimum loan amount
  • Borrow up to $30,000 (based on creditworthiness and qualification)
  • Competitive, fixed rate
  • Use funds for anything you need
  • No pre-payment penalties

Debt Consolidation in Beaumont, TX

We can help you refinance your debt through our various debt consolidation programs. By securing a lower overall interest rate and providing the convenience of only paying one loan, we can alleviate some of your financial stress. Take control of your debt and get smart about your finances today!

Savings-Secured Loans

Our Savings-Secured Loans allow you to use your Education First Savings Account balance as collateral to borrow money. This loan is a great way for young members to build credit or for members with less than stellar credit to give their score a boost.

  • Enjoy a low-interest rate
  • Borrow up to 100% of your Savings Account balance
  • Terms available up to 144 months
  • Cash can be used for any purpose you wish


Questions? Give us a call at (409) 898-3770 or (800) 456-4684.

Beaumont's premier credit union, offering mortgage loans, auto loans, credit cards, debt consolidation and other bank services.