Meet Our Team

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Meet Our Team

Our Business Services representatives can assist you with all of your banking needs, allowing you to focus on the success of your business.

Trudy Johnson

VP of Business Lending

(409) 898-3770


Trudy Johnson brings over 26 years of banking experience to Education First Federal Credit Union (EFFCU).  Her expertise has been mainly in commercial/small business lending, but also includes branch management, operations, compliance conversion and documentation management.  

Prior to joining EFFCU in 2015, Trudy worked as VP of Commercial Lending with a local financial institution.  Her banking career began in Beaumont and continued on when she moved to Houston Texas in 1983.  She returned to Beaumont in 1999 and continues to help Small Business owners achieve their financial goals here at EFFCU.

During her career Trudy has attended Texas Bankers Association Lending School, numerous professional conferences regarding best lending practices, including the 2015 National Credit Union Business Services Conference.  

In 2005 Trudy became a member of the the Small Business Alliance Millionaire’s Club when she closed a loan that brought a new medical facility to Beaumont and 20 new jobs to the area.

Trudy is an active member of the local chamber of commerce, a 2002 graduate of Leadership Beaumont (serving as Chairman in 2010), and the recipient of the Distinguished Leadership Award in 2008.

Trudy serves on the Board of Directors for the Garth House, holding various positions, including President.  She was appointed as a Child Advocate for CASA in the court of The Honorable Judge Larry Thorne, and served as Treasurer of the organization for four years.  Here at EFFCU, Trudy supports our Volunteer Investment Program (VIP) program and enjoys volunteering with her co-workers for worthy civic causes.

Trudy has been married 32 years and is the proud parent of two children.

Sharon Garza

Business Loan Officer

(409) 898-3770


A lifelong resident of Southeast Texas, Sharon Garza joined Education First in 2008 as a Financial Service Representative, assisting members with personalized solutions for their financial needs.  In 2013 she joined the Business Services team as a Business Loan Officer, where she is an invaluable resource to our members with commercial finance needs.

A Lamar University graduate with Magna Cum Laude honors, Sharon holds a Bachelor of Business Administration in Finance.  She has been honored by the International Dean’s List Society and Financial Management Association’s National Honor Society.

In 2015, Sharon was selected by the Beaumont Chamber of Commerce and named Employee of the Month.

Sharon continues to expand her knowledge base of commercial and business lending by attending conferences hosted by industry leaders.  She has also completed several specialized CU Business Group education courses including Analyzing Business Loans and Interpreting Business Financials.

Sharon and Greg are the proud parents of two children and reside in Bridge City.