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Debt Consolidation Loan v. Balance Transfer

We’re all looking for the least expensive way to pay down high interest credit card debt. There are several options to consider and if you have a decent credit score you’ll have even more options available to you.

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Credit Cards: Not All Bad

It’s a long-held myth that credit cards are the source of all evil because they nurture your inner shopaholic and build up your debt. However, when used responsibly, credit cards can actually be very helpful.

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5 Ways to Consolidate Credit Card Debt

Credit card debt consolidation takes multiple credit card balances and combines them into one monthly payment.  You can reduce interest costs, make your payments more manageable or shorten the payoff period.