Don't be C.L.U.E-less!

Think back to elementary school. Do you remember that kid who taunted in their sing-song voice “I know something you don’t know…”  Well we’re not that kid. And we don’t believe in keeping secrets, which is why  you need to get a C.L.U.E. 
 
By now we all know that we have a credit score, but did you know you have a C.L.U.E. score also? Well actually it’s a report. C.L.U.E. stands for Comprehensive Loss Underwriting Exchange.
There are two types of C.L.U.E. reports, Personal Property and Auto, and both include a seven-year snapshot of information about you and any claims you’ve made during that time frame.
 
The Personal Property report includes homeowner, renter and well, personal policy claims and a history of losses associated with an individual and his/her personal property. The following data is included for each loss: date of loss, loss type, and amount paid along with general information such as policy number, claim number and insurance company name.
 
The Auto report provides a history of automobile insurance losses associated with an individual on any auto you insure (not just drive, but insure, so tell your teenage son to lose the lead foot!), as well as date of loss, loss type, and amount paid along with general information such as policy number, claim number and insurance company name.
 
So why should you care?  Well, your C.L.U.E. score plays heavily in determining the cost of premiums you will pay for auto and homeowners/renters insurance, so you’ll definitely want to make sure the information on there is accurate. 
 
And thanks to The Fair and Accurate Credit Transactions Act (FACT Act), just like you are entitled to one free credit report every twelve months, you are also entitled to a copy of your C.L.U.E. report once a year – on the house!
 
Clueless photo with caption "Oops my bad"

So what are you waiting for? Don’t be C.L.U.E.-less.  (see what we did there?)

 

Get your free copy of your C.L.U.E. report today!