12 Steps Towards a Debt Free Life - Part Two
Part two of 12 Steps Toward a Debt Free Life finishes detailing the things you can do to reduce - and eventually pay off - your debt.
401K Plans and Your Retirement
Does your employer offer a 401K? If so, are you contributing to it? If not, what do you do? Read this article for answers to your retirement questions.
The Ultimate Guide to Applying for a Business Loan
Business loans can have huge benefits for your company. This article explains how they work, what to consider, and when it makes sense to get one for your business.
The Should's of Retirement
We all know that we should save for retirement, and we know that there are many ways to do it - but which tools should you use? How much should you save? We break down all of the "should's" of retirement in this article.
Your Complete Guide to IRA Products and Their Recent Changes
Chances are, you've never heard of some of these types of IRAs, but don't worry - most people haven't. Each IRA type comes with it's own set of benefits and rules, and we're outlining all of them for you in this article.
When and Why to Take on Business Debt
Not all debt is bad debt, as long as it's used to it's full potential. Whether you need new equipment, want to invest in finding new clients, or just want to expand, business debt can be the right answer.
Help! I Overspent on Christmas
If you went beyond your budget this holiday season, don't let it get you down. With a good budget, refinancing, and other tools we'll talk about here, it's possible to recover from the holidays sooner than you think.
When to Consider a Small Business Loan
Determining exactly when you should apply for a small business loan
can be tricky—particularly for startups without prior experience running a business.
How to Get Out From Under Student Loans
If you’re a recent college graduate who took out student loans, you likely owe about $35,000. As eye-popping as that average debt figure is, you’re certainly not the only one wondering how you’ll possibly get out from under your loans.
The Ultimate Guide to Debt Consolidation
Let's face it - for many of us, getting into debt is easy and getting out of debt is hard. Perhaps that's becuase we don't really stop to think about the different aspects of us. This eBook is designed to help you understand why debt happens, and how to get out out for good.
Investing 101 Guide Book
Beginning investing can be scary. Let this Investing 101 Guide Book help you learn your way around growing your money.
Why Does My Credit Score Matter?
These three little numbers can spell the difference between approval and rejection for a mortgage, a job, a rental unit and so much more.
Should I Take Zero Percent Financing When Buying a Car
Auto dealers are often touting the beneifts of zero-percent financing on a new purchase, but does it cost you more in the long run?
Financial Tips for Single Parents
Single parents face the same budget and finance issues as couples, but they go it alone. We’ve got tips to help you get control!
Paying Bills with a Credit Card or Debit Card
The pros and cons of using plastic for your bills.
Credit Score Information
Having a less-than-stellar credit score can negatively affect many aspects of your life - buying a car or house, getting a credit card, applying for a job, etc.
Financial Planning In Divorce
Divorce is hard enough without adding mismanaged financial matters to the pile. Find out what you need to do ahead of time to minimize your expenses, reduce the damage to your credit and make the entire process run more smoothly.
Money and Divorce
Divorce is difficult, painful and fraught with emotion. Learn about the benefits of both parties working together financially.
All You Need to Know About Flipping Houses
In the 2019 real estate market, home-flipping has become more popular than ever.
The Differences Between a Traditional 401 (k) and a Roth 401 (k)
An employer-sponsored 401(k) plan is often one of the most valuable parts of a job’s benefits package. Although free snacks and a generous vacation policy are great, making regular contributions to a retirement account can help ensure that your golden years are financially comfortable.
6 Tips for Anyone Late to the Retirement-Planning Game
“Over the hill” surprise birthday parties can be fun. But one shock you don’t want in your 50s is the realization that you’ve completely overlooked retirement or are significantly behind where you need to be.
5 Common Mistakes on Tax Returns
Rushing to file your tax return increases the chances of error, which can delay your refund, trigger an audit or cause you to have to pay more later. Here are some of the most common tax mistakes to avoid.
Hurricane Preparedness Tips
Don't wait for an evacuation to make sure you have easy access to your money and important documents. These guidelines will help ensure you are always ready!
10 Terms Every Homeowner Should Know
Buying a home is a common undertaking for many Americans, but it’s also one of the most complicated — not to mention costly — purchases adults will ever make.
Consolidating Debt: When Does It Make Sense?
There are two major reasons to consider consolidation: to save money by getting a more favorable interest rate and to facilitate making payments on time.
Amortization Basics: How Much Home Do You Own?
Here’s a guide to amortization during the life of a typical mortgage loan.
6 Ways to Save Money on Camping Costs
Get the tent ready, grab your s'mores supplies, and make note of these money-saving tips to guarantee a successful camping trip!
Savings 101: What Is a Share Certificate?
Here's the breakdown of a Share Certificate - and why you should consider one.
9 Tips for Paying Off Your Credit Card Debt
Buried in credit card debt? You’re not alone.
How to Actually Keep Your New Year's Resolution
Paying off debt in the new year is a common resolution. But resolving to do something and actually doing it are two different things.
How to Get the Lowest Mortgage Refinance Rate
Most people refinance a home to save money, at least in the long run. If you’re contemplating making that move, it’s a good idea to verify first that it’s the most financially efficient way to achieve your goals and to ensure you’re well prepared.
How to Stay Afloat Financially in a Federal Shutdown
Communicating with creditors is key to surviving a federal government shutdown and recovering afterward. Here’s a guide to navigating the process if a furlough for federal workers has hit your household.
Ace Back-to-School Shopping With 6 Smart Moves
Back to school equals shopping for tons of items. From buying supplies to clothing, it can get add up quickly. Here are 6 smart moves to ace your back to school shopping experience.
How to Rebound from Natural Disaster Debt
Natural disasters can uproot lives — and upend stable finances.
Short-Term Saving Tips for Summer Vacation
With summer drawing closer, your vacation may arrive before you’ve got the money to pay for it. But there are some quick changes you can make now to save or raise money for your trip.
Saving Money Makes You Happier – Here’s Proof
The argument over whether you should invest or pay off debt usually focuses on financial numbers, such as rates of return and interest charges. Maybe happiness should be part of the equation as well.
To Reach Your Savings Goal, Take These Steps
Saving money is often easier said than done, but it doesn’t have to be difficult. Setting clear goals can motivate you to take action, focus on what’s important and steer clear of overspending.
When Debt Can Be Good for You – and When it’s Bad
It’s next to impossible to go through life without accruing some debt. The good news is that some loans can be healthy and even productive, which means there’s no rush to pay them off.
Best Ways to Fund Spring Home Repairs
Now that spring has blossomed into full-on allergy mode, the time we spend outside is even more appreciated — especially with the help of a good antihistamine.
How to Live Below Your Means Without Feeling Deprived
Spending less than you earn is one sure path to financial security. But that doesn’t have to mean a spartan lifestyle. You can still enjoy yourself while living small.
How to Protect Your Money and Accounts Online
Being able to bank or shop online is a great convenience, but you want to be sure you’re protecting yourself before you hit “send.” If the wrong people access your accounts, you might find yourself with a lot less in the bank than you thought.
How to Budget When You Have Seasonal Income
Rewarding careers don’t always come with a steady paycheck. For people who work in agriculture, construction, tax preparation, entertainment, landscaping or other types of freelance and seasonal businesses, income may vary wildly depending on the time of year.
6 Big Ways Your Credit Can Affect Your Life
Your credit history can directly impact what you buy, where you live and even where you work.
How to Improve Your Credit Score
Almost no one is perfect when it comes to credit scores.
Debit or Credit Card – What’s the Difference?
When it comes to making purchases, not all plastic acts the same.
Building a Credit Score from Scratch
Young adults starting out on their own often bump into a cold fact of financial life: Having no credit history can limit your options just as much as having bad credit does.
Car Sharing, Auto Refinancing, and Insurance
Driving is a necessity for many, but it can also be expensive, with an average annual cost of almost $8,700. Here are three easy ways to reduce your car expenses.
Financial Steps To Take Before Buying A Car
You've searched and found the right new car! Congrats! Here are a few things to consider while looking for the best financing option.
How Credit Card Debt Fraud Happens – And How to Avoid It
For many people, debit cards are the perfect plastic. They offer most of the conveniences of credit cards with no risk of accumulating debt.