How to Get the Lowest Mortgage Refinance Rate
Most people refinance a home to save money, at least in the long run. If you’re contemplating making that move, it’s a good idea to verify first that it’s the most financially efficient way to achieve your goals and to ensure you’re well prepared.
Amortization Basics: How Much Home Do You Own?
Here’s a guide to amortization during the life of a typical mortgage loan.
How to Stay Afloat Financially in a Federal Shutdown
Communicating with creditors is key to surviving a federal government shutdown and recovering afterward. Here’s a guide to navigating the process if a furlough for federal workers has hit your household.
The Do's and Don'ts When Preparing Your Taxes
Let's take a clear look at some of the mistakes Americans make when preparing their taxes.
Savings 101: What Is a Share Certificate?
Here's the breakdown of a Share Certificate - and why you should consider one.
What the Government Shutdown Means for Home Loans
Here’s how the shutdown is affecting home buyers and homeowners — and what you can do about it.
How to Actually Keep Your New Year's Resolution
Paying off debt in the new year is a common resolution. But resolving to do something and actually doing it are two different things.
9 Tips for Paying Off Your Credit Card Debt
Buried in credit card debt? You’re not alone.
Ace Back-to-School Shopping With 6 Smart Moves
Back to school equals shopping for tons of items. From buying supplies to clothing, it can get add up quickly. Here are 6 smart moves to ace your back to school shopping experience.
Teach Your Little Owls to Fly With Money Talks
The first step to teaching your kids about money is talking about money.
Emergency Fund - Why You Should Have One
Life happens. Your car broke down, you had a minor accident, or you lost your job due to cutbacks. Whatever the reason, it is always a good idea to have an emergency fund stored away.
How to Rebound from Natural Disaster Debt
Natural disasters can uproot lives — and upend stable finances.
Hurricane Preparedness Tips
Don't wait for an evacuation to make sure you have easy access to your money and important documents. These guidelines will help ensure you are always ready!
Let's Talk Taxes
You've just received your paycheck and immediately notice all those deductions. Let's talk about taxes and how to consider those deductions.
Best Ways to Use a Tax Refund
Over the past few years, the average federal tax refund has come to about $3,000. That’s not exactly chump change. With the filing deadline approaching, it’s not too early to begin thinking about how you’ll use a refund this year.
5 Common Mistakes on Tax Returns
Rushing to file your tax return increases the chances of error, which can delay your refund, trigger an audit or cause you to have to pay more later. Here are some of the most common tax mistakes to avoid.
5 Secrets to Small Business Success at the Holidays
As a small business owner, you can use these helpful steps to give your business success during the holidays.
Support Your Local Businesses!
Supporting your local community is a positive thing—it builds relationships, it strengthens the local economy, and it makes your neighborhood a happier and healthier place to work and play.
Know Your Checking Account
If you are new to a checking account, you are probably asking all sorts of questions. Here are some answers.
5 Ways Your Friendship Can Blossom on a Budget
Another Saturday night has come and you are making fun plans with friends. Here's some tips on how to have a successful night - without all the extra costs.
Good vs. Bad Spending
Everyone loves to spend money, right? We sure do! However, be sure to know the difference between "good spending" and "bad spending."
The Basics of Budgeting
Everyone knows that budgeting is important, but we often don't know where to start.
Short-Term Saving Tips for Summer Vacation
With summer drawing closer, your vacation may arrive before you’ve got the money to pay for it. But there are some quick changes you can make now to save or raise money for your trip.
Saving Money Makes You Happier – Here’s Proof
The argument over whether you should invest or pay off debt usually focuses on financial numbers, such as rates of return and interest charges. Maybe happiness should be part of the equation as well.
To Reach Your Savings Goal, Take These Steps
Saving money is often easier said than done, but it doesn’t have to be difficult. Setting clear goals can motivate you to take action, focus on what’s important and steer clear of overspending.
6 Ways To Save More Money In The New Year
Even if saving has never been your thing and money is tight, the coming of a new year is an opportunity to change old financial habits. Here are some ways to become a more efficient saver.
6 Tips for Anyone Late to the Retirement-Planning Game
“Over the hill” surprise birthday parties can be fun. But one shock you don’t want in your 50s is the realization that you’ve completely overlooked retirement or are significantly behind where you need to be.
The Differences Between a Traditional 401 (k) and a Roth 401 (k)
An employer-sponsored 401(k) plan is often one of the most valuable parts of a job’s benefits package. Although free snacks and a generous vacation policy are great, making regular contributions to a retirement account can help ensure that your golden years are financially comfortable.
9 Expenses to Pack In Your Moving Budget
Preparing for moving costs can help alleviate emotional and financial strain. Consider these less-obvious expenses.
Becoming a home owner is one of the largest decisions you will make in life. And it's a good one. Before you find that perfect home, be sure to ask yourself these questions.
10 Terms Every Homeowner Should Know
Buying a home is a common undertaking for many Americans, but it’s also one of the most complicated — not to mention costly — purchases adults will ever make.
Spend Money Guilt Free - Even With Student Loans
Learn how to keep your big expenses low, get serious about setting aside “fun” money and pick activities that will bring you lasting joy.
Predatory Lending and How to Be Cautious of It
Before jumping at fast-cash offers, take a moment to learn more about predatory lending.
How to Get Out From Under Student Loans
If you’re a recent college graduate who took out student loans, you likely owe about $35,000. As eye-popping as that average debt figure is, you’re certainly not the only one wondering how you’ll possibly get out from under your loans.
When Debt Can Be Good for You – and When it’s Bad
It’s next to impossible to go through life without accruing some debt. The good news is that some loans can be healthy and even productive, which means there’s no rush to pay them off.
Consolidating Debt: When Does It Make Sense?
There are two major reasons to consider consolidation: to save money by getting a more favorable interest rate and to facilitate making payments on time.
Acing Your Job Interview
Whether this is your first job interview or not, these tips will help you ace that job interview and hopefully land you that new job.
Living On Your Own
Gone are the days of high school assignments and part-time jobs. Now you are officially living on your own and learning the ways of adulthood. Here's some tips to getting started.
Class of 2018: 8 Ways to Prep for Financial Adulthood
Now that your days of high school or college have officially ended, you are probably wondering what steps to take next.
Best Ways to Fund Spring Home Repairs
Now that spring has blossomed into full-on allergy mode, the time we spend outside is even more appreciated — especially with the help of a good antihistamine.
How to Live Below Your Means Without Feeling Deprived
Spending less than you earn is one sure path to financial security. But that doesn’t have to mean a spartan lifestyle. You can still enjoy yourself while living small.
How to Protect Your Money and Accounts Online
Being able to bank or shop online is a great convenience, but you want to be sure you’re protecting yourself before you hit “send.” If the wrong people access your accounts, you might find yourself with a lot less in the bank than you thought.
How to Budget When You Have Seasonal Income
Rewarding careers don’t always come with a steady paycheck. For people who work in agriculture, construction, tax preparation, entertainment, landscaping or other types of freelance and seasonal businesses, income may vary wildly depending on the time of year.
Organize Your Finances For The New Year
A new year brings a chance to start fresh with just about anything. If your midnight toast includes a resolution to improve your financial health, here’s how to make it happen.
4 Ways You Can Protect Your Credit Score Over the Holidays
Here are four strategies to protect your credit — and one time when putting a temporary dent in your credit score is worth it.
Using Your Credit Card
If you have a fear of using a credit card, rest assured. There is certainly a way to use your credit card responsibly!
6 Big Ways Your Credit Can Affect Your Life
Your credit history can directly impact what you buy, where you live and even where you work.
Breakdown of a Credit Score
If you're like many of Americans, you might have a hard time really understanding the breakdown of a credit score. No worries, we've got you covered.
How to Improve Your Credit Score
Almost no one is perfect when it comes to credit scores.
Debit or Credit Card – What’s the Difference?
When it comes to making purchases, not all plastic acts the same.
Building a Credit Score from Scratch
Young adults starting out on their own often bump into a cold fact of financial life: Having no credit history can limit your options just as much as having bad credit does.
Credit Score Information
Having a less-than-stellar credit score can negatively affect many aspects of your life - buying a car or house, getting a credit card, applying for a job, etc.
To Lease or Finance? That is the Question!
There's the option to lease your auto, and there's the option to finance it. Let's breakdown the difference!
Car Sharing, Auto Refinancing, and Insurance
Driving is a necessity for many, but it can also be expensive, with an average annual cost of almost $8,700. Here are three easy ways to reduce your car expenses.
The Best Options to Finance a New Car
So you’ve found your dream car, and now comes the hard part: paying for it. Most people don’t have the means to pay cash for a new car.
Financial Steps To Take Before Buying A Car
You've searched and found the right new car! Congrats! Here are a few things to consider while looking for the best financing option.
Preparing for Retirement
You can never be too young to start preparing.
How Credit Card Debt Fraud Happens – And How to Avoid It
For many people, debit cards are the perfect plastic. They offer most of the conveniences of credit cards with no risk of accumulating debt.