If you are shopping at a merchant that has a chip-enabled terminal, insert your chip into the reader, approve the transaction amount, enter your pin or if using credit - sign when prompted, and then remove your card only when prompted.
*Please note that if you remove your card before you are prompted, the transaction will be declined and you will need to restart the payment process.
If your merchant does not have a chip-enabled terminal, simply swipe your card as you normally would.
EMV cards do not impact online transactions. If you are shopping online, just enter your card number as normal.