Track rewards through Online Banking

Earn travel, gift cards & merchandise

Welcome To TotalRewards

Education First's new Visa Gold credit card rewards program is here, and it's better than ever! 

You Deserve To Be Rewarded!

You deserve a credit card rewards program that offers you the most variety and flexibility. That's why we've upgraded our Visa Gold Card rewards program.

Now you can use points for travel, merchandise, cash back - or all three! Oh, and did we mention that it's easier than ever to access your totalRewards account?  Simply log-in to Online Banking through desktop or mobile device and it's all waiting for you - in one place! But don't take our word for it; go ahead - see for yourself!

totalREWARDS screenshot examples

Here are some Frequently Asked Questions (FAQs) about the new program that will make you glad things have changed.

Q: How do I access my totalRewards Account? 
A: It's easy! Simply log into Education First FCU Online Banking on desktop or through the mobile app. The new program is a secure single-sign on, which means no more remembering a separate username or password.  Now you can see a total picture of your finances - and rewards - in one place!  Not signed up for Online Banking yet? No worries - it's easy and secure. Click here to sign up today!

Q: What Internet browser works best when accessing my loyalty account? 
A: Chrome is the preferred browser. 

Q: Do I need to register my card number? 
A: Not if you have an existing Visa Gold Credit Card; if you are a new Visa Gold Credit Card holder, just enter your card number in the “Account Number” field to get registered.

Q: What are the requirements for setting a password? 
A: Passwords cannot be the same as the User ID and must contain 8 to 20 characters. The password must have alphanumeric characters with one upper case, one lower case, one numeric, and at least one special character. The special characters allowed are ! @ # $ % ^ * , _. The password cannot contain more than two repeating characters. Your password is case sensitive so it must match exactly as it was entered.

Q: How do I reset my password? 
A: Select “Forgot Password?” on the login screen and follow the steps displayed. 

Q: What should I do if I have forgotten my user ID? 
A: Select “Forgot User ID?” on the login screen and follow the steps displayed. 

Q: Can I change my User ID? 
A: No, user IDs cannot be changed. 

Q. How do I reach the Awards Redemption Center from outside the United States and Canada?
A. Please call 206-352-3478.