Meet Our Loan Officers

Attentive service

Experts in Southeast Texas markets

Help is here

Are you a newcomer to the mortgage process? A seasoned pro? Whichever you are, our home loan experts save you time and eliminate confusion by laying out your mortgage options so you can proceed confidently.

Meet Our Mortgage Loan Officers

Whether you're buying a home in Southeast Texas or refinancing your mortgage, these folks help you find the right fit for your budget and lifestyle.


Alex Rhodes
Mortgage Loan Officer

(409) 896-8529
arhodes@educationfirstfcu.org


A native of Southeast Texas, Alex joined Education First FCU in 2013 and has enjoyed establishing relationships with our members by serving both in-branch as a Teller, and later as a Customer Service Representative in our Call Center. In 2015, Alex found her calling when she joined the Mortgage Department, where she currently serves as a Loan Officer. She consistently demonstrates her dedication to the credit union by meeting our members’ individual needs.

Alex’s charismatic and artistic nature is evident through her painting, photography and cooking, while her generosity is shown outside the office by volunteering her personal time in the community and at her church.


Pauline Villareal
Mortgage Loan Officer

(409) 896-8594
pvillarreal@educationfirstfcu.org


A native of Pearland, TX, Pauline joined Educaiton First in January 2017. I started at EFFCU in the Lending Department as a Loan Processor and was only in the position for a small amount of time. I then moved to the Mortgage Department as a Mortgage Processor and became a Mortgage Loan officer March 13, 2020, right as COVID-19 was becoming an issue.

Prior to joining EFFCU, I worked at Conn’s from 1997-2016 and was a part of the Management Team and have experience in Collections, Customer Service, Call Center, and Insurance.

During my spare time, I enjoy spending time with my family cooking (not cleaning) and baking. I also enjoy volunteering and giving back to the community! I am married and have 4 beautiful children and 5 grandbabies.

Throughout this journey with EFFCU, I have learned very quickly, and really enjoy making our Member's dreams come true -- one closing at a time!