Line of Credit

Use for overdraft protection

No annual fee

No need to ask. Take the money when you need it.

Anyone can themselves a bit short on cash. A line of credit can be a lifesaver! Get easy access to funds for periodic tuition payments, ongoing home renovations, unexpected car repairs or unbudgeted holiday expenses. Best of all, you just have to fill out the application once. After that, you can take out money anytime you want.

Man making home improvements

A credit line that's gentle on your family's bottom line.

Often, when consumers encounter unexpected expenses, they turn to their high-interest credit cards. A line of credit is a better financial bet. Not only is the rate lower, but you pay interest only on the amount you've actually spent.

Benefits of a Line Of Credit:

  • Borrow up to $30,000
  • No annual fee
  • Low, fixed interest rate
  • Easy-to-understand monthly repayment plans 
  • Apply for credit line only once, but borrow money any time you like for years
Access funds through ATMs, iTalk, Online Banking, or at Education First locations in Southeast Texas (ATM withdrawals limited to $1,000)
Apply Now!