Term Loan

Major capital purchases

Use for construction

For small businesses that like to think big

Now's the time. Your Southeast Texas business is really taking off and you're ready to take the next step. Access to low-cost capital can help you expand your operation or make major equipment purchases. Education First offers a choice of loans that won't overburden your budget in the short term and will lay the groundwork for long-term success.

We reward the efforts of energetic entrepreneurs


Education First likes to work with small businesses as all stages of their development. We offer unsecured loans if you're still in the process of acquiring significant assets. Meanwhile, more established enterprises that can offer up collateral may be able to benefit from favorable loan terms.
  • Lump sum loan suitable for a wide range of business purposes
  • Fund acquisitions or major capital purchases
  • Monthly payments remain steady, helping you set your budget
  • Flexible repayment terms of 5, 7, or 10 years, with competitive rates