Simple Checking

Just $100 to open an account

Low monthly fee

Running a business is hard, keep your banking simple

You're an expert in your type of business. You stay on top of the latest trends and keep close tabs on the competition. It's your job to grow your profits and customer base, not to be a banking expert. That's why we keep Education First's Simple Checking nice and straightforward. Monthly fees and transaction costs are either zero or minimal. The convenience level is high. That's all you have to know.

Young adult friends looking at ipad

They say nothing comes easy. We respectfully disagree.

Southeast Texas business owners can uncomplicate at least a small piece of their operations with Education First's low-cost, high-value Simple Checking.
  • $10 monthly fee
  • No monthly fee with $1,000 average daily balance
  • $100 minimum opening balance
  • 50 free transactions per month
  • $0.30 for each additional transaction
  • Online & Mobile Banking
  • Remote Check Deposit 

Here's what you'll need to open your Business Checking Account:

Sole Proprietorship
  • Proof of EIN (IRS SS-4 Form) or SSN if not filing with EIN 
  •  DBA or Assumed Name Certificate
General Partnership
  • Proof of EIN (IRS SS-4 Form)
  • Partnership Agreement (if available)
  • DBA or Assumed Name Certificate
Limited Liability Company
  • Proof of EIN (IRS SS-4 Form) or SSN if a qualifying Sole-Member LLC 
  • Certificate of Formation
  • Operating Agreement
Campaign Account
  • Proof of EIN (IRS SS-4 Form) 
  • CTA Form (Appointment of a Campaign Treasurer)
  • Meeting Minutes
Corporations / Not-for-Profit Corporation
  • Proof of EIN (IRS SS-4 Form)
  • Corporate Resolution or Board Mtg. Minutes
  • Certificate of Formation or Articles of Incorporation
  • Bylaws
Limited Liability Partnership/Limited Partnership 
  • Proof of EIN (IRS SS-4 Form)
  • Registration of LLP or Certificate of Formation LP
  • Partnership Agreement
Informal Association/Club
  • Proof of EIN (IRS SS-4 Form)
  • Meeting Minutes