Reward Yourself!

Reward Yourself! 

Isn't It Time You Got Rewarded For Your Spending?

With an Education First Visa® Gold Credit Card, the rewards are all yours!
  • 4.99% APR* on all purchases and balance transfers for six (6) months
  • ​5,000 BONUS uChoose Reward points
  • 2X uChoose Rewards points on all purchases from November  1 - January 31, 2020 
  • 5X uChoose Reward points on Black Friday & Cyber Monday bonus days.
Education First Gold Credit Cardholders earn points through uChoose Rewards.  Make holiday shopping rewarding this year by earning points for travel, sporting events, concerts, shopping, gift cards and more. Apply online now! 

Already a Gold cardholder?  You'll also earn 2x uChoose Rewards points on all your holiday shopping and 5x on bonus days! Not signed up for uChoose Rewards yet?  We make it easy.   Click here to sign up today!

Questions? We're here to help!  Give us a call at (409) 898-3770 or email us at

*APR= Annual Percentage Rate.  4.99% Introductory APR on purchases and  balance transfers for a period of six (6) billing cycles.  After that, standard rates apply.  Rates and approval based on individual creditworthiness. Balance transfer fee will be 3% of the amount of each balance transfer. 5,000 Bonus points do not require a minimum purchase and will be added to members uChoose account prior to first billing cycle. 2x and 5x points will accrue as purchases are made. Platinum Cardholders are eligible to apply for a Gold credit card and earn 5,000 bonus points. All rates and terms are subject to change without notice. Federally insured by NCUA.Offer valid through January 31, 2020.