Personal Loan Promo

Instant Decision

No Payments Until Feb. 1

All Aboard! 

Get a Head Start On Holiday Shopping with the Polar Express Holiday Loan! 

family sitting at outdoor table on back patio

It's that time of year again - the Polar Express Holiday Loan is back! Polar Express allows members to take out up to $2,500 with low rates, 12 month terms, and up to 90 days no payments*. 

Apply Now!

Loans for any purpose

Life happens and our personal loans allow you to be flexible when it does. Let Education First FCU help you live your best life by helping you pay for those once-in-a-lifetime events or consolidating your debt. With personal loans, the decision is in your hands.

Personal loans can be used for:

  • Major purchases
  • Medical Expenses
  • Weddings
  • Dream Vacations
  • Debt Consolidation

A Personal Loan at Education First FCU offers the following benefits:

  • $500 minimum loan amount

  • Borrow up to $30,000*

  • Low, competitive, fixed interest rate makes it easy to fit payments into your monthly budget

  • Flexible terms

  • No prepayment penalty, so you won't be punished for clearing your debt ahead of schedule

Apply Now!

Questions? We're here to help! Stop by one of our seven locations, give us a call at (409) 898-3770, or email us at

*The maximum may vary based on a borrower's creditworthiness and other financial qualifications.