Home Equity Promotions at Education First FCU

Get Up to $1,000 Back On Home Equity Loans with Education First

It's house money. Make good use of it.  Low interest rates, minimal fees and generous repayment schedules make home equity and home improvement loans an affordable way to borrow money. Plus, for a limited time, get up to $1,000 cash back* on Home Equity loans!

Home Equity

Use the money for anything you can imagine - a daughter's wedding, a son's education, a family vacation. Or you can consolidate debt or wipe out big medical bills.
  • Funds can be used for any purpose
  • Low, fixed rate
  • Repayment terms of up to 30 years
  • Borrow up to 80% of home's fair market value, minus any outstanding liens
  • No pre-payment penalties
  • Apply Today!

Home Improvement

Invest in your house to boost its market value. Get funds to create your dream kitchen, add a bedroom or put a new roof over your head.
  • Money may be used only for home improvements
  • Low, fixed rate
  • Repayment terms of up to 20 years
  • Borrow up to $300,000**
  • No pre-payment penalties
  • Interest may be tax-deductible (please consult your tax advisor)
  • Make automatic payments from Education First accounts

*Some restrictions apply.  Offer subject to credit approval and based on individual creditworthiness. $500 cash back promotion applies to loans $50k-$100k; $1,000 back on loans $100k +.  Cashback offers are considered taxable by the IRS and will be reported on IRS Form 1099-MISC. Offer applies to any eligible home equity loan that that originates and/or funds within promotional period beginning April 20, 2020. Terms and conditions are subject to change without notice. Education First is an Equal Housing Lender.