Get $1500 Back on Your Home Refinance and Mortgage!

Get $1500 Back on Your Home Refinance and Mortgage!


Mortgage and Refinance with EFFCU and get up to $1500 back
Your home. It's a place of safety and security. And now, it's more important than ever. 

For a limited time, get up to $1,500 cash back* on new mortgages, mortgage refinance, and land loans with Education First FCU.
 

Mortgage Loans

  • $1,500 cash back* on conventional loans 
  • Get pre-qualified to find out how much you can borrow
  • Competitive fixed rates to help you get more for your money
  • Various terms to fit your budget
  • Easily apply online or from your mobile device

Land Loans 

  • Up to $1,000 cash back**
  • Borrow up to 90% of the land’s appraised value or sales price, whichever is less
  • Terms up to 180 months
  • Collateral requirements are unimproved property or properly appraised first-lien real estate
  • Property must be located in Texas 

Mortgage Refinance 

  • Up to $1,500 cash back*
  • Pay off your debt sooner and liberate yourself.
  • Consolidate multiple, high-interest loans
  • Get a lower interest rate
  • Shorten your term or lower your monthly payment
  • Change from a variable-rate to a fixed-rate loan
  • Access cash for larger purchases
  • Fill out this online form to have a Mortgage representative contact you on our refinance options
 

Questions? Give us a call at (409) 898-3770visit our Mortgage center, or schedule an appointment with our Mortgage team. 
 

*Some restrictions apply. Offer subject to credit approval and based on individual creditworthiness. $1,500 cash back promotion applies to new mortgages of $125,000+.  Refinanced mortgages from another financial institution are eligible.  Cashback offers are considered taxable by the IRS and will be reported on IRS Form 1099-MISC. Offer applies to any mortgage or refinanced loan that originates and/or funds within promotional period beginning March 1, 2020. Terms and conditions are subject to change without notice. Education First is an Equal Housing Lender. 

**Some restrictions apply. Offer subject to credit approval and based on individual creditworthiness. $500 cash back on Land loans $50k-$100k; $1,000 back on land loans $100k+. Cashback offers are considered taxable by the IRS and will be reported on IRS Form 1099-MISC. Offer applies to unimproved property loans for residential purposes only and that originates and/or funds within promotional period beginning April 20, 2020.  Education First is an Equal Housing Lender.