Flexible payments

Various terms available

Building businesses, together 

From the real estate to the equipment, learn how we can help your business grow. 

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Here to help your business succeed.  

Education First is here to support your growing business, and with our unparalleled commitment to service it's never been easier. Invest in your venture by taking advantage of our great rates.

Commercial Real Estate

Let us help you acquire a home base for your retail shop, a nice place for your branch office, or a big space for your new warehouse.
  • Up to 80% financing available
  • Competitive rates and terms
Apply Now!

Investment Real Estate

A house, apartment, or condo can be a great home, but it can be also be a great source of income. Education First is eager to help all types of investors get involved in the booming Southeast Texas rental market.

  • Reliable source of income with tax benefits
  • Borrow up to 80% of the investment property value
  • Repayment terms up to 15 years with a balloon payment option available with max amortization of 25 years, dependent on loan amount
Apply Now!


It doesn't matter if your business is investing in new computers or earth movers, delivery vans or industrial fans, an Education First equipment loan is the perfect financing tool.
  • Competitive rates and a variety of repayment terms
  • Up to 80% financing available
  • Borrow to buy individual vehicles or entire fleets
  • The ability to purchase big-ticket machinery and equipment for your office, farm, manufacturing facility, and more
  Apply Now!

Term Loans

Ready to take the next step with your business? Access to low-cost capital can help you expand your operation or cover the cost of new equipment.
  • Lump sum loan suitable for a wide range of business purposes
  • Fund acquisitions or major capital purchases
  • Monthly payments remain steady, helping you set your budget
  • Flexible repayment terms of 5, 7, or 10 years, with competitive rates
Apply Now!

Credit Cards

Education First offers a business Visa® card with low rates and a high degree of flexibility that paves the way for instant inventory purchases, quick payments for equipment repairs or simply picking up the tab for lunch with a client.

  • Low interest rates keep costs in check
  • No annual fees
  • Fast action on applications means cards are mailed to you swiftly
Apply Now!

Line of Credit

With an Education First line of credit, business owners can feel safe as they can tap into funds time and again over the years to cover short-term shortages or take advantage of timely opportunities.
  • A revolving short- or long-term loan with low interest rates
  • Fast access to cash through checks and Online Banking
  • No restrictions on use of money
Apply Now!

Any questions? Ready to get started? Contact the Business Services team today!